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Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead ... ) event occur.  It will also provide some comfort and peace of ... and claims that ... ) event occur.  It will also provide some comfort and peace of ... for adequate insurance for your business . Is insurance mandatory for your business? In New ...

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4 Areas You May Not Have Thought Business Insurance Covers

... hard to build your business. So it's vital to protect ... your business assets and revenue against ... risks that may impact your business< ... to run your business and earn an income? Business Interruption provides cover for ... as part of your Business Insurance package. It's important to remember ...

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It's Time for an Insurance Health Check!

... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... , which means that the policy provides cover only for claims made ... above can make sure your business is insurance fit for the upcoming ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... may not know about small business insurance - which may help you ... For example if you are providing professional services for a large ...

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Business Risk: What Isn't Covered and Why it Matters

... the most common issues with Business Insurance is that policy owners often ... ...  Professional Indemnity covers professionals who provide advice or a service against ... interruption to the business. Cyber Liability Insurance- Cyber Liability Insurance protects against the ...

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Tips for making a Stress-Free Claim for your business

... business back up and running as quickly as possible. Making an insurance ... ... ? This is where Business Interruption insurance  is essential, providing that peace of mind ... any questions, contact your insurance service provider today. This is general advice ...

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The difference between public liability and professional indemnity insurance

... Professional Indemnity and Public Liability insurance as the two types of ... Whilst both covers protect your business against legal action they ... Professional Indemnity Insurance Public Liability insurance protects you and your business against the ... negligent in rendering professional services Providing shoddy, incomplete, or incorrect work ...

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Help Protect your small business' reputation

... comes to running a small business, your brand and its reputation ... small mistake to destroy your business in minutes. As Warren Buffet ... ... to consider: Professional Indemnity Insurance If your business provides a professional service or ... in expenses. So, having insurance for your business is not only about ...

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one the ... assets is Small Business Insurance. But what kind of insurance do you actually ... ... Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It ... business! Get Free Quotes Professional Indemnity Insurance If your business or profession involves providing ...

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Massage Therapy Insurance: here's why you need it!

... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... of professional misconduct. Professional Indemnity insurance provides essential protection against financial losses ... of New Zealand statutes  All businesses, including massage therapists, are exposed ...

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Professional Indemnity Claims: when should I notify my insurer?

... you are a professional who provides advice or a service to ... clients, your Professional Indemnity (PI) insurance is no doubt one of ... your ... action taken against your business. Like all insurance policies, there are several ... words, you must advise your insurance provider if any of the following ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract ... are on the lookout for businesses of any size with valuable ... sell on the black ... Repair Notification Public Relations Business Interruption Cyber insurance is available for first-and ... data breach alone. Cyber insurance will also provide coverage for regulatory defence ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... pioneer online insurance marketplace in Australia and leading provider of online ... professional indemnity insurance, has announced today ... past two years), BizCover.co.nz provides professional indemnity insurance for over 100 different ... obtaining their insurance policies. We are confident that BizCover's business model of ...

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BizCover expands its insurance offer and launches a new look

... and buy professional indemnity and business insurance online Sydney, Australia - ... pioneer online insurance marketplace in Australia and leading ... Australia and leading provider of online professional indemnity insurance, has announced today ... professional indemnity, public liability or business insurance, and get instant coverage, please ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... cover in place, the insurance company will provide the funds to cover ... to put a small business out of business! This is general advice ...

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How to protect your small business from cybercrime

... the prowl, leaving no small business immune especially when it comes ... ... in protecting your business. What is Cyber Liability insurance cover? Cyber ... //www.consumerprotection.govt.nz/general-help/scamwatch/report-a-scam/ The Inland Revenue Department provides information on current scams ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most ... difficult aspect of running a business and you'll most likely get ... venturing down the path of business ... NZ, an online insurance service for small businesses, knows all too well ... wish of one small business owner by providing them with a good ...

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Customer Spotlight: TwoBlackLabs

... by managing and making their business' unique security and privacy risk ... easier. They also specialise in providing General Data Protection Regulation ... easier. They also specialise in providing General Data Protection Regulation (GDPR ... my business can continue, and my family are not impacted. Insurance allows ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their ... out or have been in business a while, you'll want to ... make the most of your business ... cloud computing for your business. The right cloud provider will allow pay-as-you-go ... account or insurance for their business.  It may be that the provider of ...

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Preparing your store for the holiday season ahead

... important time for retail businesses. It can provide a much needed boost ... to protect your customers, your business, and your assets. Take ... important time for retail businesses. It can provide a much needed boost ... data. Therefore, a Cyber Liability insurance policy can act as your ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... The size of your business As your business grows, so can things ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business. ... What ... business. What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business insurance ... of risk involved.  Businesses or consultants whose insurance coverage is not sufficient ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential ... and omissions from professional services ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential ... individuals and agents in the business. Given this requirement it is ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we all go to ... Compensation Commission (ACC) does not provide cover. What is covered? Costs ...

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10 Amazing Facts About Small Businesses in New Zealand

... Bank's 2017 Doing Business Report this year, it has proven to be ... an attractive place for small business owners. We ... amazing key facts ... Bank's 2017 Doing Business Report this year, it has proven to be ... small business owner ensure you review your insurance cover regularly. Getting insurance has ...

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International Coffee Day Customer Spotlight: Third Wheel Vending

Today is the day all coffee lovers have marked on their calendars, International Coffee Day. To celebrate we're taking a look at one of our customers who exudes a love ... and Emma pride themselves on providing fantastic customer service, they will ... , don't let rent dominate your business, stick to budget when it ...

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Insurance for Immigration Advisers

... advisers need it? Grow your business with peace of mind. Did ... 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential ...

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Customer Spotlight: Three Sisters Brewery

We are all about small business here at BizCover. We love ... the form of a new business. Our way of giving back ... to the small business community ... giving back to the small business community is by highlighting and ... were humbled to have recently provided their craft beer for a ...

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Statutory Liability Insurance

Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to ... the workplace. Statutory Liability Insurance protects you, your business and your employees ...

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Customer Spotlight: Mosh

... , we can look after their insurance needs. Today we're looking at ... ... , we can look after their insurance needs. Today we're looking at ... clients, creating proposals for new business, motivating staff, writing copy, and ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you get ... start their own business. “Keeping good relationships with business partners, regulators is ... to ensure that he has insurances in place to protect his ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... top in BizCover's national small business grant, BizGiver. “I entered in ... simple barriers to growth that business owners face every day,” states ...

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Christmas Hours

... best for you and your business in 2018. We'd also like ... to thank you for your business and support this year. We ... know that many Small business and support this year. We ... know that many Small Business owners don't have the luxury ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... connections by turning them into business results for their clients. Their ... to working with small businesses. While legacy businesses steam along in their ...

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Reviews related to business insurance providers

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Excellent so far, Sam was very good with providing the details and doing the follow-up. The sale was closed by someone else as he was not available. but 100/100 for Sam

    Amita Sethi
    Information Technology

  • Very quick polite and easy to deal with. Happy with service provided

    gary smith
    Trades & Services

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations


    Janette Wallbutton
    Real Estate

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Covers Explained

Building & ContentsCovers the cost of repairing or reconstructing buildings your business owns and/or your contents or contents which you are legally responsible for against fire and other perils.
TheftCovers your for loss or damage to contents through theft or attempted theft at your premises.
General PropertyCovers for loss or damage to portable & valuable property like tools, mobiles or laptops anywhere within NZ.
GlassCovers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
Electronic EquipmentCovers your insured computers or other insured electronic equipment against loss, damage or breakdown caused by an event defined in your policy.
MoneyCovers money belonging to your business that is lost, stolen, or damaged whilst on your premises, in transit to or from your premises, or in your personal custody.
Goods in TransitCovers your goods (or goods that your are responsible for) whilst in transit in a vehicle owned or operated by you, against loss, theft or damage due to an accident or fire.
Employee DishonestyCovers your business against losses incurred through fraudulent or dishonest acts by your employees.
Business InterruptionCovers your for the loss of income & some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
Natural DisasterCovers for loss or damage to insured property caused by earthquake, hyperthermal activity, geothermal activity, subterranean fire, volcanic eruption, tsunami or the resulting fire caused by any of these events.