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Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead ... ) event occur. It will also provide some comfort and peace of ... and claims that a small ... ) event occur. It will also provide some comfort and peace of ... for adequate insurance for your business . Is insurance mandatory for your business? In New ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... may not know about small business insurance - which may help you ... For example if you are providing professional services for a large ...

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Business Risk: What Isn't Covered and Why it Matters

... the most common issues with Business Insurance is that policy owners often ... ... Professional Indemnity covers professionals who provide advice or a service against ... interruption to the business. Cyber Liability Insurance- Cyber Liability Insurance protects against the ...

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It's Time for an Insurance Health Check!

... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... , which means that the policy provides cover only for claims made ... above can make sure your business is insurance fit for the upcoming ...

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Business Insurance

... , Small Business Insurance can be tailored to suit your business needs and provide protection ... you can include Public Liability Insurance to ensure you are left ...

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4 Areas You May Not Have Thought Business Insurance Covers

... hard to build your business. So it's vital to protect ... your business assets and revenue against ... risks that may impact your business< ... to run your business and earn an income? Business Interruption provides cover for ... as part of your Business Insurance package. It's important to remember ...

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The Art of Small Business Branding in the Digital Age

The digital age has provided just about everybody with a ... communication tool ever devised - but business owners who want to leverage ... digital branding ... did you start your small business?” Every business has an origin story ... company regularly makes the news cycle by leaning on their parts providers ...

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Insurance for Accountants & Tax Agents

... / bookkeeping Taxation Auditing Business valuations Company secretarial Forensic accounting Receivership/liquidations ... business from hackers or an inadvertent error with Cyber Liability insurance, which provides ...

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one the ... assets is Small Business Insurance. But what kind of insurance do you actually ... ... business! Get Free Quotes Professional Indemnity Insurance If your business or profession involves providing ... Quotes Employers Liability Insurance Employers Liability Insurance protects the company and the people ...

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Insurance for IT Professionals

... Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides ... defects.. Business Insurance Each and every business is different, and that's where Business Insurance ...

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The difference between public liability and professional indemnity insurance

... Professional Indemnity and Public Liability insurance as the two types of ... Whilst both covers protect your business against legal action they ... Professional Indemnity Insurance Public Liability insurance protects you and your business against the ... Professional Indemnity cover, your insurance company will provide much needed funds to cover ...

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Customer Spotlight: TwoBlackLabs

... by managing and making their business' unique security and privacy risk ... easier. They also specialise in providing General Data Protection Regulation ... lot of innovation, the company now successfully provides a consultancy service to ... my business can continue, and my family are not impacted. Insurance allows ...

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Insurance for Architects & Designers

... ) insurance provides essential financial protection for Architects and Designers to safeguard their businesses ... in place could cost your company more than a pretty penny ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... business. With the right Public Liability cover in place, the insurance company will provide ... $2m cover. Every business should consider Public Liability Insurance - even home-based ...

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Tips for making a Stress-Free Claim for your business

... business back up and running as quickly as possible. Making an insurance ... ... ? This is where Business Interruption insurance is essential, providing that peace of mind ... any questions, contact your insurance service provider today. This is general advice ...

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What is Public Liability Insurance?

... Public Liability cover, your insurance company will provide much needed funds to cover ... or visit their clients' premises Businesses that have an office, showroom ...

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How to protect your small business from cybercrime

... the prowl, leaving no small business immune especially when it comes ... ... in protecting your business. What is Cyber Liability insurance cover? Cyber ... //www.consumerprotection.govt.nz/general-help/scamwatch/report-a-scam/ The Inland Revenue Department provides information on current scams ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most ... difficult aspect of running a business and you'll most likely get ... venturing down the path of business ... NZ, an online insurance service for small businesses, knows all too well ... wish of one small business owner by providing them with a good ...

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10 Amazing Facts About Small Businesses in New Zealand

... Bank's 2017 Doing Business Report this year, it has proven to be ... an attractive place for small business owners. We ... amazing key facts ... Bank's 2017 Doing Business Report this year, it has proven to be ... great company! As a small business owner ensure you review your insurance cover ...

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Customer Spotlight - Pirate & Queen

... Andrew Laking formed the production company, Pirate & Queen, in 2014. ... ... Andrew Laking formed the production company, Pirate & Queen, in 2014. ... and start their own event business. Unsurprisingly, their favourite part of ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... their own business: “There's never been a better time. Client companies - ... to working with small businesses. While legacy businesses steam along in their ...

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7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with advertising ... or a multinational company, but how you present your business matters. Why ... you're a business that cares about the experience you provide. Assuming, you've ...

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Find your business motivation this Easter with these tips

... and spark? As a small business owner, you're not alone when ... asked a mix of small business owners to share their insights ... ... industries. Nicola Moras, owner and business strategist at http://nicolamoras.com.au/ What ... that there are good SEO providers out there. Unfortunately, there are ...

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Customer Spotlight - Two Sides

... and content writing business. Two Sides works with businesses, agencies and non-profits ... This involves working with these companies to ... and content writing business. Two Sides works with businesses, agencies and non-profits ... targeting, what benefits their services provide to clients and how they ...

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Customer Spotlight: Mosh

... , we can look after their insurance needs. Today we're looking at ... ... , we can look after their insurance needs. Today we're looking at ... clients, creating proposals for new business, motivating staff, writing copy, and ...

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Help Protect your small business' reputation

... comes to running a small business, your brand and its reputation ... small mistake to destroy your business in minutes. As Warren Buffet ... ... to consider: Professional Indemnity Insurance If your business provides a professional service or ... in expenses. So, having insurance for your business is not only about ...

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Professional Indemnity Claims: when should I notify my insurer?

... you are a professional who provides advice or a service to ... clients, your Professional Indemnity (PI) insurance is no doubt one of ... your ... action taken against your business. Like all insurance policies, there are several ... words, you must advise your insurance provider if any of the following ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract ... are on the lookout for businesses of any size with valuable ... sell on the black ... Repair Notification Public Relations Business Interruption Cyber insurance is available for first-and ... data breach alone. Cyber insurance will also provide coverage for regulatory defence ...

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Massage Therapy Insurance: here's why you need it!

... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... of professional misconduct. Professional Indemnity insurance provides essential protection against financial losses ... of New Zealand statutes All businesses, including massage therapists, are exposed ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... pioneer online insurance marketplace in Australia and leading provider of online ... professional indemnity insurance, has announced today ... past two years), BizCover.co.nz provides professional indemnity insurance for over 100 different ... obtaining their insurance policies. We are confident that BizCover's business model of ...

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BizCover expands its insurance offer and launches a new look

... and buy professional indemnity and business insurance online Sydney, Australia - ... pioneer online insurance marketplace in Australia and leading ... Australia and leading provider of online professional indemnity insurance, has announced today ... professional indemnity, public liability or business insurance, and get instant coverage, please ...

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Insurance for Beauty Salons

... in the business of providing the foundations of your insurance. Access competitive insurance quotes ... landlord if you lease your business premises. Business Insurance Whilst your customers are ...

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Public Liability Insurance

... unwanted accident occur. Public Liability Insurance, often referred to as General ... you and your business against such claims by providing compensation for property ...

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Insurance for Bookkeepers

... sued. Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and ... management tool to assist in providing financial protection for a Bookkeeping ...

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Insurance for Consultants

... Professional Indemnity (PI) insurance is designed to provide the essential financial protection ... would you be without your business assets? Business Insurance allows you to select ...

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Insurance for Personal Trainers

... a combined Professional Liability package provides the financial protection you need ... working in public outdoor areas. Business Insurance Being a personal trainer often ...

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Preparing your store for the holiday season ahead

... important time for retail businesses. It can provide a much needed boost ... to protect your customers, your business, and your assets. Take ... important time for retail businesses. It can provide a much needed boost ... data. Therefore, a Cyber Liability insurance policy can act as your ...

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Insurance for Allied Health Professionals

... us to look after your business insurance. As an allied health professional ... Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... The size of your business As your business grows, so can things ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their ... out or have been in business a while, you'll want to ... make the most of your business ... cloud computing for your business. The right cloud provider will allow pay-as-you-go ... account or insurance for their business. It may be that the provider of ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential ... and omissions from professional services ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential ... individuals and agents in the business. Given this requirement it is ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we all go to ... Compensation Commission (ACC) does not provide cover. What is covered? Costs ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business. ... What ... business. What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business insurance ... level of risk involved. Businesses or consultants whose insurance coverage is not ...

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Insurance for Immigration Advisers

... advisers need it? Grow your business with peace of mind. Did ... 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential ...

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Tips On How To Better Your Business This Year

... is there to whip your business into shape for a successful ... ... from one of our friendly business insurance specialists is only a phone ... comes to sorting out your business insurance. A few small changes to ...

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Cyber Liability Insurance

... * Cyber Liability Insurance is designed to protect your business against the expense ... ? Investigation and data recovery costs Business interruptions costs Fines and penalties ...

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Statutory Liability Insurance

Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to ... the workplace. Statutory Liability Insurance protects you, your business and your employees ...

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Insurance for Tradesmen

... and bolts of getting your business insurance sorted out, you can sit ... minimum level of cover required. Business Insurance Your tools are essential to ...

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Insurance by Professions

... insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance ...

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Customer Spotlight - MOA Bakery, Cakery

... was inspired to start her business […] ... cafes, so I started my business to provide some.” “We've built [ourselves ... premises and being able to provide wholesale and catering services.” As ...

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International Coffee Day Customer Spotlight: Third Wheel Vending

Today is the day all coffee lovers have marked on their calendars, International Coffee Day. To celebrate we're taking a look at one of our customers who exudes a love ... and Emma pride themselves on providing fantastic customer service, they will ... , don't let rent dominate your business, stick to budget when it ...

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Customer Spotlight: Three Sisters Brewery

We are all about small business here at BizCover. We love ... the form of a new business. Our way of giving back ... to the small business community ... giving back to the small business community is by highlighting and ... were humbled to have recently provided their craft beer for a ...

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Ninja Fitness wins the 3rd BizGiver Grant

The winner of our bi-annual competition, BizGiver, is Elly Rodrigues - the owner of Ninja Fitness! For a little over a year now, in the small township of Ruakaka, in ... wins my clients achieve - providing a personal experience for them ... profit, expansion, or winning a business grant. However, her biggest win ...

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Customer Spotlight - 7 glyphs

... the diverse range of small businesses we serve. As a result ... celebrate our customers and their businesses. Today we're looking at the ... ... The key, Igor says, is providing great customer service & support ... PDT Igor's advice to aspiring business owners was simple yet effective ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you get ... start their own business. “Keeping good relationships with business partners, regulators is ... to ensure that he has insurances in place to protect his ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... top in BizCover's national small business grant, BizGiver. “I entered in ... simple barriers to growth that business owners face every day,” states ...

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Christmas Hours

... best for you and your business in 2018. We'd also like ... to thank you for your business and support this year. We ... know that many Small business and support this year. We ... know that many Small Business owners don't have the luxury ...

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Our Holiday Hours

... best for you and your business in 2019. We'd also like ... to thank you for your business and support this year. We ... know that many Small business and support this year. We ... know that many Small Business owners don't have the luxury ...

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Customer Spotlight - Krav Maga Wellington

This week we're shifting our attention from the cafs and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation ... with schools, organisations, other small businesses, and NGOs. Gabriel understands the ... looking to start their own business, Gabriel had this to share ...

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Provo Plastering Limited wins the 4th BizGiver Competition

... in the North Island, is Provo Plastering Limited. For 2 and ... own GIB stopping and plastering business out of their home. The ... ... overcome, Provo Plastering is no exception. The challenges their business faces vary ... while running this business.” Congratulations again Provo Plastering Limited! Like Provo Plastering Limited ...

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BizCover Customer Spotlight - Three Gems Natural Skincare

... Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation ... Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation of ...

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Reviews related to business insurance providers

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Excellent so far, Sam was very good with providing the details and doing the follow-up. The sale was closed by someone else as he was not available. but 100/100 for Sam

    Amita Sethi
    Information Technology

  • Very quick polite and easy to deal with. Happy with service provided

    gary smith
    Trades & Services


    Janette Wallbutton
    Real Estate

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

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Covers Explained

Building & ContentsCovers the cost of repairing or reconstructing buildings your business owns and/or your contents or contents which you are legally responsible for against fire and other perils.
TheftCovers your for loss or damage to contents through theft or attempted theft at your premises.
General PropertyCovers for loss or damage to portable & valuable property like tools, mobiles or laptops anywhere within NZ.
GlassCovers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
Electronic EquipmentCovers your insured computers or other insured electronic equipment against loss, damage or breakdown caused by an event defined in your policy.
MoneyCovers money belonging to your business that is lost, stolen, or damaged whilst on your premises, in transit to or from your premises, or in your personal custody.
Goods in TransitCovers your goods (or goods that your are responsible for) whilst in transit in a vehicle owned or operated by you, against loss, theft or damage due to an accident or fire.
Employee DishonestyCovers your business against losses incurred through fraudulent or dishonest acts by your employees.
Business InterruptionCovers your for the loss of income & some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
Natural DisasterCovers for loss or damage to insured property caused by earthquake, hyperthermal activity, geothermal activity, subterranean fire, volcanic eruption, tsunami or the resulting fire caused by any of these events.