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Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead ... incidents and claims that a small business could come up against vary ... ... , cyber insurance may be required Many small businesses think their business is too small to ... . Why are they interested in small business? Small business websites are often used as ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business Getting the insurance sorted for your small business can be pretty straightforward, jump ... you may not know about small business insurance - which may help you ...

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Insurance options to protect your cleaning business

... cleaning contractor or operate a small cleaning business, you know how important ... also important that your business has the right insurances ... cleaning contractor or operate a small cleaning business, you know how important ... suitable types of business insurance to protect your cleaning business and its unique ...

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Insurance Options for Retailers

... store can be a complicated business, with no two days ever ... wrong. Having the appropriate retailers insurance in place to protect your ... ... working. An available Business insurance package option, this insurance can provide cover for ... premises. Cyber Liability* Like most small businesses, there's a high chance ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

... business's finances and reputation. This is where investing in the right business insurances ... can save your business when unexpected incidents ... explore how Professional Indemnity insurance* and other business insurances can help safeguard your ... that is overlooked by many small businesses, who underestimate how much of ...

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Business Insurance

... what industry you're in, Small Business Insurance can be tailored to suit ... you can include Public Liability Insurance to ensure you are left ...

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It's Time for an Insurance Health Check!

... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... of your business. Here are a few considerations around insurance you may ... above can make sure your business is insurance fit for the upcoming ...

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Business Risk: What Isn't Covered and Why it Matters

... the most common issues with Business Insurance is that policy owners often ... ... interruption to the business. Cyber Liability Insurance- Cyber Liability Insurance protects against the ... smaller amount than the standard limit. For example, while your PI insurance ...

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4 Areas You May Not Have Thought Business Insurance Covers

... work hard to build your business. So it's vital to ... protect your business assets and revenue against potential ... risks that may impact your ... , you can include Business Interruption as part of your Business Insurance package. It ... 's important to remember that your business will ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... of business. With the right Public Liability cover in place, the insurance company ... enough to put a small business out of business! This is general advice ...

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The Art of Small Business Branding in the Digital Age

... communication tool ever devised but business owners who want to leverage ... of digital branding. Branding your small business requires attention ... : “Why did you start your small business?” Every business has an origin story ... appeal — particularly among younger consumers. Companies that don’t take the ...

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one ... your assets is Small Business Insurance. But what kind of insurance do you actually .. ... your assets is Small Business Insurance. But what kind of insurance do you actually ... Quotes Employers Liability Insurance Employers Liability Insurance protects the company and the people ...

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10 Amazing Facts About Small Businesses in New Zealand

... World Bank's 2017 Doing Business Report this year, it has ... be an attractive place for small business owners. We have put together ... some amazing ... about small businesses in NZ, you can see you are in great company ... ! As a small business owner ensure you review your insurance cover regularly. Getting insurance ...

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How to protect your small business from cybercrime

... on the prowl, leaving no small business immune especially when it comes ... ... a professional IT consultant or company? What security measures have you ... in protecting your business. What is Cyber Liability insurance cover? Cyber Liability ...

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Help Protect your small business' reputation

... it comes to running a small business, your brand and its reputation ... take just one small mistake to destroy your business in minutes. As ... to consider: Professional Indemnity Insurance If your business provides a professional service ... have devastating effects on a small business. Some of the examples that ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... Smart Website Design For most small businesses having a web presence is ... card, bank account or insurance for their business. It may be that ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... top in BizCover's national small business grant, BizGiver. “I entered in ... confesses. “I read about the small business grant and thought “I've ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business ... . What ... business. What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business insurance ... of risk involved. Businesses or consultants whose insurance coverage is not sufficient ...

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Find your business motivation this Easter with these tips

... mojo and spark? As a small business owner, you're not alone ... , we asked a mix of small business owners to share their insights ... ... to recommend to my fellow small business owners are: Gary Vaynerchuk's ... keeps you motivated as a small business owner? My motivation comes from ...

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The difference between public liability and professional indemnity insurance

... Professional Indemnity and Public Liability insurance as the two types of ... . Whilst both covers protect your business against legal action they ... Professional Indemnity Insurance Public Liability insurance protects you and your business against the ... or Professional Indemnity cover, your insurance company will provide much needed funds ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, ... are on the lookout for businesses of any size with ... are hackers interested in small business? To start small business websites are often used ... Repair Notification Public Relations Business Interruption Cyber insurance is available for first ...

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Tips On How To Better Your Business This Year

... is there to whip your business into shape for a successful ... ... from one of our friendly business insurance specialists is only a phone ... sorting out your business insurance. A few small changes to your small business can have ...

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BizCover expands its insurance offer and launches a new look

... and buy professional indemnity and business insurance online Sydney, Australia - December ... 2010. BizCover, the pioneer online insurance marketplace ... base of small businesses and trades the option of buying business insurance online. “We ... professional indemnity, public liability or business insurance, and get instant coverage, please ...

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Tips for making a Stress-Free Claim for your business

... business back up and running as quickly as possible. Making an insurance ... ... . Measure the Impact Something that small business owners often forget, is how ... another location? This is where Business Interruption insurance is essential, providing that ...

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Insurance for Hairdressers

... on you having public liability insurance. Business Insurance Your business assets are as critical ... cash flow. That s why Business Insurance is an important form of ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... . The size of your business As your business grows, so can things ...

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Massage Therapy Insurance: here's why you need it!

... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... of professional misconduct. Professional Indemnity insurance provides essential protection against financial ... hold Employers Liability insurance. It protects you and your business against settlements ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we all go to ... , accidents do occur. Employers Liability insurance protects you against settlements or ...

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Professional Indemnity Insurance

Professional Indemnity Insurance For Your Business When operating a business, your primary goal is ... yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to ...

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Cyber Liability Insurance

... * Cyber Liability Insurance is designed to protect your business against the expense ... ? Investigation and data recovery costs Business interruptions costs Fines and penalties ...

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Public Liability Insurance

Public Liability Insurance For your Business As much as we like ... unwanted accident occur. Public Liability Insurance, often referred to as General ...

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Statutory Liability Insurance

Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to ... workplace. Statutory Liability Insurance protects you, your business and your employees, including ...

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6 ways your business can go paperless

It's no secret that businesses are adopting more sustainable solutions ... to operate their business, especially when it comes to ... present is there ... ever, improving processing times for businesses and the capacity for employees ... cloud-based applications used by businesses include: Dropbox: a sharing and ...

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Insurance for IT Professionals

... .. Business Insurance Each and every business is different, and that's where Business Insurance offers ... a minor traffic incident. The company's Professional Indemnity policy responded and ...

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7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with advertising ... in milk, we bought a small countertop Bain Marie, and melted ... or a multinational company, but how you present your business matters. Why ...

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Insurance for Accountants & Tax Agents

... / bookkeeping Taxation Auditing Business valuations Company secretarial Forensic accounting Receivership ... about your business. Business Insurance When it comes to protecting your business assets, Business Insurance has ...

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Insurance for Mortgage Brokers

... property damage should they arise. Business Insurance Business Insurance is designed to safeguard your ... in your company. Cyber liability helps you safeguard your business against data ...

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Insurance for Tradesmen

... or annual turnover. A relatively small and quick job can result ... minimum level of cover required. Business Insurance Your tools are essential to ...

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Insurance by Professions

... insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance ...

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Insurance for Bookkeepers

... focus on sorting out your business insurance. We know you are always ... Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and professionals in ...

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Insurance for Immigration Advisers

... advisers need it? Grow your business with peace of mind. Did ... Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial ...

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Insurance for Recruitment Consultants

... thoroughly. Insurance for Recruitment Consultants covers a broad range of business activities ... the professional business in the Recruitment Industry. This class of insurance is ...

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Insurance for Consultants

... Source: https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/ Insurance for Consultants Professional ... without your business assets? Business Insurance allows you ...

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Insurance for Beauty Salons

... landlord if you lease your business premises. Business Insurance Whilst your customers are ... wave of a mascara wand. Business Insurance can include cover for the ...

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Insurance for Painters

... . Public Liability Insurance protects your business against such claims. Business Insurance As a painter ... and dig into your savings. Business Insurance can cover the cost of ...

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Insurance for Engineers

... you go on site. Business Insurance Most businesses will have assets of some ... portable equipment. A business insurance policy for an engineering business will include protection ...

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Insurance for Real Estate Agents

... an essential component of any business insurances. It covers your liability to ... of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

... any small business owner about the most difficult aspect of running a business ... venturing down the path of business ownership: the never ... small business themselves back in 2010, BizCover NZ, an online insurance service for small businesses ... NZ company number- to validate that you are an actual business. Wish ...

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Customer Spotlight: Three Sisters Brewery

We are all about small business here at BizCover. We love ... of giving back to the small business community is by highlighting and ... We are all about small business here at BizCover. We love ... of giving back to the small business community is by highlighting and ...

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Conquering Stress and a Heavy Workload

... your overall productivity as a small business owner. Here are some of ... . As the owner of the business, you have more responsibilities than ... ... your overall productivity as a small business owner. Here are some of ... daily lives, but as a small business owner, you're dealing with ...

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Take Back Your Time With These Apps

... skills you gain as a small business owner is the ability to ... ... skills you gain as a small business owner is the ability to ... we offer a hassle-free business insurance experience. Jump online or give ...

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Christmas Hours

... best for you and your business in 2018. We'd also ... year. We know that many Small Business owners don't have the ... ... best for you and your business in 2018. We'd also ... year. We know that many Small Business owners don't have the ...

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Our Holiday Hours

... best for you and your business in 2019. We'd also ... year. We know that many Small Business owners don't have the ... ... best for you and your business in 2019. We'd also ... year. We know that many Small Business owners don't have the ...

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Customer Spotlight - 7 glyphs

... with the diverse range of small businesses we serve. As a result ... celebrate our customers and their businesses. Today we're looking at ... ... with the diverse range of small businesses we serve. As a result ... Igor's advice to aspiring business owners was simple yet effective ...

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BizCover Customer Spotlight - Three Gems Natural Skincare

... Gems Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation ... Gems Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation of ...

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Customer Spotlight: TwoBlackLabs

... by managing and making their business' unique security and privacy risk ... ... whole lot of innovation, the company now successfully provides a consultancy ... recent customer experience: “A recent small business owner called me after receiving ...

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Preparing your store for the holiday season ahead

... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... hackers constantly looking to exploit small businesses there's a number of ... data. Therefore, a Cyber Liability insurance policy can act as your ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... or Great Barrier in our company plane, rather than going to ... ever to working with small businesses. While legacy businesses steam along in their ...

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Diwali Customer Spotlight - Kavita's Kitchen NZ

The origin of Diwali stems from celebrations that would occur to mark the last harvest before winter. In Indian agricultural society, as the end of the financial year ... competition twice a year giving small businesses the chance to win $2000 ... products.” The life of a small business owner can be incredibly stressful ...

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Customer Spotlight - Krav Maga Wellington

This week we're shifting our attention from the cafs and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation ... collaborate with schools, organisations, other small businesses, and NGOs. Gabriel understands the ... looking to start their own business, Gabriel had this to share ...

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Customer Spotlight - Two Sides

... and content writing business. Two Sides works with businesses, agencies and non ... . This involves working with these companies to produce ... and content writing business. Two Sides works with businesses, agencies and non ... . This involves working with these companies to produce: website content & ...

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Customer Spotlight: Mosh

... , we can look after their insurance needs. Today we're looking ... ... , we can look after their insurance needs. Today we're looking ... clients, creating proposals for new business, motivating staff, writing copy, and ...

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Customer Spotlight - Pirate & Queen

... Andrew Laking formed the production company, Pirate & Queen, in 2014 ... ... Andrew Laking formed the production company, Pirate & Queen, in 2014 ... and start their own event business. Unsurprisingly, their favourite part of ...

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Professional Indemnity Claims: when should I notify my insurer?

... clients, your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite ... ... action taken against your business. Like all insurance policies, there are several ... disputes yourself, no matter how small the problem is, as you ...

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The Art of Celebrating a Win this Winter

In the insurance world, we focus on loss ... level of protection we give small enterprises when bad things happen ... ... level of protection we give small enterprises when bad things happen ... , we see insurance as a hugely positive part of your business plan ...

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Reviews related to affordable small business insurance companies

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

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Covers Explained

Building & ContentsCovers the cost of repairing or reconstructing buildings your business owns and/or your contents or contents which you are legally responsible for against fire and other perils.
TheftCovers your for loss or damage to contents through theft or attempted theft at your premises.
General PropertyCovers for loss or damage to portable & valuable property like tools, mobiles or laptops anywhere within NZ.
GlassCovers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
Electronic EquipmentCovers your insured computers or other insured electronic equipment against loss, damage or breakdown caused by an event defined in your policy.
MoneyCovers money belonging to your business that is lost, stolen, or damaged whilst on your premises, in transit to or from your premises, or in your personal custody.
Goods in TransitCovers your goods (or goods that your are responsible for) whilst in transit in a vehicle owned or operated by you, against loss, theft or damage due to an accident or fire.
Employee DishonestyCovers your business against losses incurred through fraudulent or dishonest acts by your employees.
Business InterruptionCovers your for the loss of income & some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
Natural DisasterCovers for loss or damage to insured property caused by earthquake, hyperthermal activity, geothermal activity, subterranean fire, volcanic eruption, tsunami or the resulting fire caused by any of these events.