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How much does Public Liability Insurance cost?

... known as General Liability or Broadform Liability, Public Liability insurance is an essential form of cover for almost every type of business, from trades and services industries to white collar professionals and office ...

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What does Public Liability Insurance Cover?

... work for any metropolitan council will require a minimum $2m cover. Every business should consider Public Liability Insurance - even home-based businesses. It covers you and the actions of your employees for potential ...

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What is Public Liability Insurance?

... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go ...

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Public Liability Insurance

What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the ...

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Insurance Options for Retailers

... whilst in transit to or from your store or in your professional custody. While you may take all the right measures to ... tasks of running your business. Cyber Liability insurance is designed to help protect your retail ...

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Insurance for Mortgage Brokers

... you. Professional indemnity cover allows your business to operate with the confidence that you will be supported should a claim be made against your business. Public Liability Public liability insurance helps ...

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Insurance for Consultants

... without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential ... costing you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which ...

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Insurance for Accountants & Tax Agents

... insurance providers in the market, so you can start protecting your accounting practice today. ; Did you Know? A $1m Professional ... an inadvertent error with Cyber Liability insurance, which provides coverage for ...

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Do I need Public Liability Insurance?

... do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can ...

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What does Public Liability Insurance Cover?

... Liability insurance? While Public Liability insurance covers your business for claims of negligence, you still need to take responsibility and ensure your business operates in a professional manner. Public Liability ...

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Statutory Liability Insurance

... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against ...

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Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

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Cyber Liability Insurance

... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which ...

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What does Professional Indemnity Insurance Cover?

... may need to spend an extensive amount on legal fees to defend against the claim of liability. Professional Liability insurance can cover the cost of the claim for compensation and the costs associated with defending your ...

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It's Time for an Insurance Health Check!

... and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need to meet (certain contracts may have minimum ...

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Help Protect your small business' reputation

... and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business ... be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses ...

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Insurance for Photographer

... Insurance for Photographers Public Liability* Often referred to as General Liability insurance, Public Liability insurance ... your negligent business activities. Public Liability insurance also picks up legal costs ...

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Insurance for Shop Owners

... or Cyber Fraud. Cyber liability insurance can also help you if your business systems and software were to become compromised. ; Things to consider Does your business provide professional services and advice? In ...

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Insurance For Cafés and Restaurants

... P ublic L iability insurance and G lass insurance before signing a lease. ; Insurance for cafés and restaurants Public Liability* Public Liability insurance is  designed to ...

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BizCover and NZ Retail

... glass and for loss of revenue due to business interruption in specified circumstances. Public Liability Public Liability insurance** is designed to provide protection for your retail business in the event a customer ...

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Insurance for Cleaners

... risk if things go pear shaped. ; Business Insurance for Cleaners Public Liability Insurance* Public Liability insurance is an important type of cover for cleaners, providing ...

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Insurance for Handyman

... features offered by each policy. BizCover is the go-to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A few clicks are all it takes to get the best public ...

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Retailer Insurance

... customer data and credit card details in which case you may be liable for claims. However, with cyber liability insurance in place, you may be covered for legal costs and expenses related to cyber risks. ;

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Insurance for Hairdressers

... professional seeks to provide the most competent services, sometimes things can go wrong. Some of the risks and liabilities ... on you having public liability insurance. Business Insurance Your business assets are ...

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Insurance for Painters

... only the insured and their employees, not subcontractors. ; Insurance for Painters Public Liability Public Liability is perhaps the most important insurance option for painters to consider. It will protect you ...

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Insurance for Engineers

... do Engineers need it? Insurance for engineers is all about safeguarding you against professional risk. There is a wide range of circumstances when engineers may face legal liability challenges from their clients. As ...

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Insurance for Plumbers

... Don't risk letting an expensive claim for property damage flush your business away by not having Public Liability insurance. As a plumber it is a vital form of cover that protects you and your business against claims ...

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Bizcover and Nutrition Society of NZ

... Business Insurance at an additional cost to protect against material damage losses suffered due to an unexpected event, like fire, storm, theft, natural disasters and accidental damage. ; Professional Liability Package ...

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BizCover and Boost Your Business

... tradie, retail business, restaurant owner, or professional, BizCover has the insurance cover to ensure you peace of mind. ... due to an insured event. Statutory Liability Insurance Protects you and your business against ...

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BizCover and PriceMe

... tradie, retail business, restaurant owner, or professional, BizCover has the insurance cover to ensure you peace of mind. ... due to an insured event. Statutory Liability Insurance Protects you and your business against ...

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Insurance for Beauty Salons

... Professionals, it is compulsory to hold Professional Indemnity insurance. ; Insurance for Beauty Salons Professional ... you to have a particular level of Public Liability cover. How much would it cost to replace ...

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BizCover and Reflexology NZ

... considerable amount to defend yourself. A Professional Liability Package provides essential financial protection in the ... preferred insurance partner of Reflexology New Zealand. We offer a tailored insurance package from ...

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Bizcover and Massage NZ

... take care of your clients; we'll provide the insurance. Massage therapists are in a unique position of trust ... you could be held liable. A Professional Liability Package provides important financial protection in the ...

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Insurance for IT Professionals

... of property damage or injury caused to others. Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental ...

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Insurance for Allied Health Professionals

... business insurance. As an allied health professional, ... Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers Allied Health Professionals for their legal liability ...

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Insurance for Architects & Designers

... many clients as well as tender processes. BizCover's professional indemnity insurance offer covers occupations such as: Architect Interior designer Public Liability Do you need it? If you have regular ...

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Insurance for Tradesmen

... or annual turnover. A relatively small and quick job can result in many thousands of dollars damage. ; Insurance for Tradesmen Public Liability Don't get stuck between a wall and hard place by not having Public ...

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Insurance for Personal Trainers

... it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the ... ; Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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What is Professional Indemnity Insurance?

... we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, ... cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly, ...

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Professional Indemnity Insurance

... not found liable, the legal costs of defending yourself could seriously affect your business. Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such claims ...

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Do I need Professional Indemnity Insurance?

... if you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake ...

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Insurance for Immigration Advisers

... Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...

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Insurance for Real Estate Agents

... in your professional duty. This may include the sale of real estate, poor property management, allegations of misleading or misrepresentation or a breach of statutory rules. Public Liability This insurance is an ...

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Insurance for Bookkeepers

... the Value of Assets & Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance for a number of ...

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Insurance for Travel Agents and Tour Operators

... your earnings and not gross ticket prices. ; Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides essential financial protection for Travel Agents and ...

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Insurance for Recruitment Consultants

... basis'. This means that the policy provides cover for claims made during the period of insurance in respect of professional services provided after the retroactive date, subject to the terms and conditions of the policy ...

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Cyber Insurance - Is it worth it?

... Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense ...

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Introducing Work From Home Insurance

... * comes to the rescue! ; What’s included in this cover? This insurance will cover all PR costs to rebuild your brand or professional reputation after a WFH disaster. If you're unable to recover from the damage ...

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What does business insurance cover

... premises a re most likely one of your most valuable assets that you will want to insure. Building insurance c overs your building if it i s damaged as a result of a fire, storm, malicious activity ...

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What is Business Insurance

... To further protect your business from the impact of an insured event, consider Business Interruption insurance. Business Interruption insurance can c over for financial loss as a result of an interruption to your ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Business Insurance

... perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like fire, storm ...

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Do I need Business Insurance

... allows for policies to be customised to suit your business. Here are a few examples of how Business Insurance can protect different types of businesses and their areas of risk. Tradesmen on the job Your tools are ...

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Reviews related to providers professional liability insurance

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

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Independent feedback from our customers rated our service at excellent.

Get the cover that’s right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?