Affordable Business Insurance Company

Affordable Business Insurance Company

    • Multiple Quotes from Leading NZ Insureres
    • No Hassle, No Paperwork, No Delays
    • Compare And Buy Online

Do I need Business Insurance

... Hi, Just a question I am a Event production company but the only section was Event Management on your form ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Business Insurance FAQs

... Service Loving the efficient way to renew business Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit ...

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BizCover and Boost Your Business

... you time to really focus on running your business. We have teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies - we've done that for you ...

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Business Insurance

... action taken against you or your company. Business Interruption* Business Interruption cover protects you from ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Priceme

... , leaving you time to concentrate on running your business. We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies - we've done that for you. With ...

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BizCover and n3

... anyone . Was waiting for a call back from another company when you guys called back right after going onto your ... how to get in touch with one of our business insurance professionals. You can also access quick links to ...

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What is Business Insurance

GET BUSINESS INSURANCE What Is Business Insurance? What Is Business Insurance? What is Business Insurance? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and ...

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What does business insurance cover

... a chat to our friendly team to get a quote. Get more information Find out more about all thing business and insurance with our blog. These are some articles that may help provide some tips and tricks when it comes to ...

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Frequently Asked Questions

... on the lookout to add new insurers to our range to ensure we continue to be the No. 1 online business insurance service.We quote in New Zealand Dollars and all transactions will be in New Zealand Dollars.To retrieve your ...

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BizSave

... by Industry At BizCover we understand there is no “one size fits all” solution for small business insurance, each business is unique so we provide different cover options for over 6,000 occupations across Australia. Find ...

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What Is Inside A Business Insurance Pack?

... ) • Legal costs from any ensuing civil action taken against you or your company Business Interruption insurance: Business interruption insurance provides cover for the loss of income and increased costs of operating your ...

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How To Market Your Accounting Business Online

... of any company announcements you ... business via business insurance , including Public Liability insurance , Professional Indemnity insurance and small business insurance. Visit bizcover.co.nz and get business insurance ...

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How To Start Your Own Accounting Business

... financing and running numbers. When running a business, you may experience hiccups that could negatively impact your company. Let's not take the risk! With small business insurance, your accounting firm may be able to ...

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How To Start A Small Business On Etsy

... your product on Etsy. Etsy is an e-commerce company designed for handmade or vintage items and other craft ... on this information. 6. Sort out your small business insurance While it may not be a requirement when operating ...

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How Accountancy Insurance Protects Your Business

... growth, or worse. As such, when deciding how to protect your company, it can be important to consider risk-reducing measures, including business insurance that is tailored to the specific risks of your industry, such as ...

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How Cyber Insurance Protects Small Businesses

... against your company Who needs Cyber Liability insurance*? Cyber Liability insurance is there ... think about when running your own business, we can assist you getting Cyber Liability insurance sorted so you have one less ...

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What Insurance do Beauty Salons Need?

... to know how much you'll pay for beauty salon insurance is to compare quotes from different insurance companies. This can also help you find cover that works for your small business at a price point that doesn't break the ...

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Insurance for Tradies

... other reasons why you should choose BizCover for your insurance. New Zealand's number one online insurance company We take pride in the 10,000 small businesses we have helped already… and counting. Clear and competitive ...

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How To Grow Your Trade Business In 2023

... risks to their business via business insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance for your accounting small business without drama and ...

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How To Start A Small Business

... . Some of the typical kinds of business insurance include: Public Liability insurance Professional Indemnity insurance Business Insurance Cyber Liability Start your new business journey with peace of mind knowing your ...

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How To Start Your Own Trade Business in NZ

... This can be done at the same time you register your company. If you are a sole trader or partnership, you can ... regulations Consider different types of business insurance Owning a trade business is a big responsibility. ...

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Am I Ready To Start A Trade Business?

... there will be for you to focus on. These can include: hiring and managing staff; processing payroll; company vehicles; business insurance ; and multi-tasking on multiple jobs at the same time. If you have a clear vision ...

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10 Tips to Run a Dog Walking Business

... having fun with making your business have an online presence. Many companies use social media but try ... be aware of. Choosing the right insurance Getting insurance for you and your business is the best way of protecting ...

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Tips for How to Start a Carpentry Business

... big companies need to do. But no matter what size business you are building, a business plan can be an asset. A business plan ... in quality equipment and tools Look into business insurance options that may fit your needs ...

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Insurance for IT Professionals

... reasons why you should choose BizCover for your PI insurance. New Zealand's number one online insurance company We take pride in the 10,000 small businesses we have helped already… and counting. Clear and competitive ...

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How to Open Your Own Retail Business

... and is required when insuring your stock with business insurance . Sales process Before you start selling your stock ... up as, for example a sole trader or company Get a business number Arrange your tax number with the IRD ...

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How much does Public Liability Insurance cost?

... . It is also important to note that each insurance company assesses risk in different ways, and as such, ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Cyber Liability Insurance Explained

... breach against your company Why do I need to consider Cyber Liability insurance? A common misconception ... types of claims which Cyber Liability insurance protects your business from: Website hijacked and defaced Computers ...

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Employers Liability Insurance

... why you should choose BizCover for your Employers Liability insurance. New Zealand's number one online insurance company We take pride in the 10,000 small businesses we have helped already… and counting. Clear and ...

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Cyber Liability Insurance

... data or network security breach against your company Almost every business is dependent on their data to ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Insurance for Architects & Designers

... . Business Insurance Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company ...

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Public Liability Insurance

... why you should choose BizCover for your Public Liability insurance. New Zealand's number one online insurance company We take more pride in the 10,000 small businesses we have helped already… and counting. Clear and ...

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Insurance for Accountants & Tax Agents

... bookkeeping Taxation Auditing Business valuations Company secretarial Forensic accounting ... Protect your business today. Business Insurance When it comes to protecting your business assets, Business Insurance has a ...

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Public Liability Insurance Explained

... court. With the right Public Liability cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! Most public ...

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Insurance For Cafes and Restaurants

... to treat yourself to that hard-earned coffee break. Insurance options for retailers https://www.bizcover.co.nz/insurance-options-for-retailers-bizcover/ Running a retail business is fast paced with plenty going on, so we ...

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What is Public Liability Insurance?

... court. With the right Public Liability cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! Even the most ...

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Guide To Setting Up A Massage Business At Home

... Public Liability insurance comes in as it's designed to provide protection for you and your business in the event ... the two most common business structures are companies and sole trader businesses. While there are pros ...

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Tradie Guide to Public Liability Insurance

... for tradies in New Zealand, choosing to reduce your risk via business insurance may make good business sense if you intend to operate your trade company for the long-term. Mistakes can happen, but Public Liability ...

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Insurance for Handyman

... Experience Very easy – have been waiting for other insurance companies to contact us all day. Allan N. ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...

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Why You Should Review Your Business Insurance

... marketing campaigns and accounting just to name a few. But one thing which shouldn't be forgotten is reviewing your business insurance. It's often one of those set and forget things that we just do, but in the event that ...

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Do Hypnotherapists need Business Insurance?

... phone, or Property (Contents) for furniture, fixtures, and similar items in your office. Insurance for Hypnotherapists Business insurance could give you greater confidence and peace of mind as you treat your patients. If ...

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How Are Business Insurance Premiums Calculated?

... lend a helping hand when it comes to getting your business insurance arranged. Whether you are renewing your small business insurance or buying your first business insurance policy, we are there each step along the way ...

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Managing Your Business Insurance During Inflation

... comes to the impact of inflation, and in our quick guide we take a look at how inflation influences business insurance and some tips of managing your policies. Inflation in flash The Reserve Bank of New Zealand describes ...

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Saving Hacks- Business Insurance For Tradies

... save a spare dollar here and there? Well, you're not alone. and when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you're flying solo as a sole trader or run a team of ...

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Complete Guide to Business Insurance

... is different, with their own unique factors and risk. There isn't a one-size fits all type of business insurance coverage, but there are a few things that you can keep in mind when trying to work out your coverage ...

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Tradies Guide to Business Insurance Packages

... getting injured on the job (see Employers Liability Insurance ) Business Insurance Business Insurance, often referred to as a 'Business Insurance Pack', provides trade business owners with financial protection for their ...

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Business Insurance Health Check Part 2

... . In part two of our series, we look at how you can ask a few questions and give your policies a business insurance health check. Catch part one of our two-part series here to get all the tips and hints from part of our ...

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Customer Spotlight: Three Sisters Brewery

... share: “The highs will be higher and the lows will be lower, but hopefully you'll make a living doing something you are passionate about.” Get your business insurance today! Like them on Facebook Follow them on Instagram

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Our Holiday Hours 2022

... year of supporting small business owners in New Zealand with their business insurance needs! We are grateful for your support. Thank you for choosing BizCover to be a part of your small business journey in 2022. Whilst ...

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Take Back Your Time With These Apps

... run . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s ...

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Diwali Customer Spotlight - Kavita's Kitchen NZ

... be stocked at the prestigious, artisan store, Moore Wilsons, in Wellington. Have you got business insurance to start your own business? “They believed in me and found my products to be delicious! The owner, David ...

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Conquering Stress and a Heavy Workload

... time management and by drawing on a range of stress-busting techniques, you can conquer stress, avoid overwork, and become even more effective and productive for your team. Protect your business with business insurance !

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Customer Spotlight: The Goat Farm

... might be looking to start their own business: “There's never been a better time. Client companies - even big ones - are more ... 't be a dick.” Get protected with business insurance . Visit their Website Like them on Facebook

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Easter Competition Terms and Conditions

... their immediate family) of the Promoter, related companies of the Promoter or agencies associated with this ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Referral Partners NZ

... This was soooo easy to sign up to, all other companies were asking me to fill out a million forms which was ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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6 ways your business can go paperless

... and suppliers in the loop by communicating any changes that may impact the way you do business with them. Have you looked into paperless insurance? Get quick online business insurance quotes sent straight to your inbox.

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How to Market your Business

... be helpful to you as you search for ways to market your business in challenging times. Alongside an effective marketing strategy, having robust business insurance coverages in place will give you the peace of mind if an ...

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Scholarships

... Scholarship $3000 Scholarship Prize About BizCover Since 2008, BizCover has been proud to be the first online business insurance comparison sites in Australia and New Zealand - and arguably in the world. We have gone to ...

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A Tradies Guide To Protecting Tools

... techniques. Insure your tools The next step important step in helping to protect your tools is to get your business insurance * sorted. While you may be familiar with policies like Public Liability, did you know there is ...

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6 Apps To Help Boost Small Business Productivity

... an app, at BizCover we know how pressed for time you may be as a small business owner and want to make arranging your business insurance* as drama-free as possible. Let us do the shopping around for you, providing quotes ...

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Reviews related to Affordable Business Insurance Company

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

Did You Know?

Business Insurance policies are made up of many different insurance products that you can tailor to the needs of your business. From your building, the contents of that building and the data that your business relies on.

What it typically covers

  • Material damage loss for your physical assets
  • Financial loss due to Business Interruption

 

Choose cover options below!

What is NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Claims arising from damage to third party property or personal injury
  • Known claims and circumstances

Protect your business today.

Cover Explained

Select the cover options needed for your business:

Building*

Building cover protects you from the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

This includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping. You also can get optional cover for natural disasters, including earthquake cover**.

Contents*

Property (Contents) cover protects you from the loss or damage to your contents, stock and equipment caused by fire and other perils.

It includes cover for money, theft equipment breakdown and seasonal stock increase. It also covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.

You can also get optional cover for natural disasters, including earthquake cover**.

Cyber Liability*

Cyber liability insurance is a type of business insurance product which covers your business against both the legal costs and expenses, including compensation payments, related to cybercrime incidents. Your coverage may include cover for expenses and legal costs relating to data breaches, theft or loss of client information, business interruption costs, forensic investigation, data recovery, extortion, and fines and penalties.

It also could generally cover crisis management costs to restore your businesses reputation after an attack or data breach and legal costs from any ensuing civil action taken against you or your company.

Business Interruption*

Business Interruption cover protects you from the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

You can also get optional cover for natural disasters, including earthquake cover**.

Portable Equipment

Portable Equipment cover protects you from the loss or damage to portable equipment, tools and valuable property anywhere in New Zealand. You can select your own cover limit and cover the loss of things like laptops and mobile phones anywhere in the world
Covers loss or damage of laptops and mobile phones anywhere in the world.

How much does Business insurance cost?

No matter if you sell fishing tackle or lollipops, no two small businesses are the same. Each business has its own set of risks to deal with and these risks effect what cover you may need. That’s why there isn’t a stock-standard price of business insurance. When calculating the price of your policy, there are many factors that are taken into consideration.

Some of these may include:

  • The size of your business
  • How many staff you have
  • The type of small business you are running
  • The type of coverage you take out
  • Your excess
  • The level of cover
  • Your claims history
  • Your shop’s location

Why choose BizCover for your business insurance?

At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your business insurance.

New Zealands’s number one online insurance business

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

You can compare and choose from a range of competitive prices right there on your screen.  Seriously.

Built for small business

We know insurance and what makes small businesses tick.

We won’t bore you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

Frequently Asked Questions

Is Business Insurance Mandatory?

While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.

For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.

Does Personal Insurance Cover Business Insurance?

It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.

How do I make a claim on my insurance policy?

Need to make a claim? No dramas! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975).
**Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
Sub-limits and conditions apply. Refer to the policy wording.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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