Affordable Public Liability Handyman

Affordable Public Liability Handyman

    • Compare Public Liability and Tool cover
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Insurance for Handyman

... s problems, there can be minor to major risks or liabilities that you are exposed to daily. These risks could be ... not typically covered? A Public Liability policy can help shield handymen against claims of negligence, but ...

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How much does Public Liability Insurance cost?

... alone Public Liability ... Handymen, Tilers, Gardeners and Domestic Cleaners all came in at the lower end of the scale due to the lower perceived risk, paying under $40 per month on average for their Public Liability ...

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What is Public Liability Insurance?

... should you experience a public liability claim, then you need ... Public Liability insurance can provide. These include: Tradesmen and Contractors - Such as plumbers, electricians, carpenters and woodworkers, general handymen ...

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Tradie Guide to Public Liability Insurance

... Residential builders. Electricians. Handymen. Carpenters. Gardeners. Decorators. Painters. Plumbers. Tilers. Shop fitters.. Plasterers. Mobile mechanics. Five situations where Public Liability Insurance can help tradies ...

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Insurance for Tradies

... client's house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that ... 10. Great service. Great rate. Cheers guys. Scott F. Handyman Just a thank you! Louis F. Plumber Need Help? Visit ...

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Insurance by Industry

... Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability ... Designers Dog Walkers Education Consultants Engineers Hairdressers Handyman Immigration Advisers If you don't ...

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How To Start Your Own Trade Business in NZ

... the job. Different policies, such as Public Liability and Business Insurance, cover tradespeople against a ... matter what your trade—painter, electrician, plumber, handyman, carpenter—insurance is one way to help protect ...

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How Tradies Can Use Social Media To Get Quotes

... and where you can reach them. For example, if handyman how-to-guides on Instagram are going viral among people ... important types of insurance for tradies is Public Liability insurance. It provides compensation for property ...

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No Dramas

... Salons Consultants Engineers Hairdressers Handyman Immigration Advisers IT ... happy I called you! I have received a quote for public liability and statutory liability from Rothburys, and your quote has literally saved me ...

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Insurance for Real Estate Agents

... when not covered by the ACC)- this is where Public Liability insurance* can help When you're out on ... Personal Fitness Trainer/Service easy process Murray S. Handyman excluding gas, plumbing and electrical works Need Help ...

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Tradies Guide to Business Insurance Packages

... to reduce their exposure to risks on the job. Public Liability cover can typically be purchased across four levels of ... you are a sparky, a plumber, a landscaper, a handyman, or any other type of tradie, your tools are ...

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Tool and Portable Equipment Insurance

... trade. Whether you are a sparky, a plumber, landscaper or handyman, your tools are essential to doing the task at hand. If ... . https://www.bizcover.co.nz/public-liability-insurance-explained/ 6 Ways your small business ...

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Am I Ready To Start A Trade Business?

... Is your brand ready to be presented to the public and potential customers? Do you have all your marketing ... business via business insurance * , including Public Liability insurance , and small business insurance. Visit ...

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How To Increase Your Profit As A Tradie

... tradie small business owners may consider include: Public Liability insurance : A pivotal form of cover ... their business via business insurance * , including Public Liability insurance , and small business insurance. Visit ...

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How To Grow Your Trade Business In 2023

... tradie small business owners may consider include: Public Liability insurance : A crucial form of cover to ... business via business insurance * , including Public Liability insurance , and small business insurance. Visit ...

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What does Public Liability Insurance Cover?

... . While there are many situations in which a Public Liability policy operate, these are some of the common ... not covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for ...

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What does Public Liability Insurance Cover?

... it might just happen within your business premises. Public Liability (PL) insurance is designed to provide peace of ... costs When would I need Public Liability insurance? Public Liability insurance is designed to protect ...

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Public Liability Insurance

... a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, ... a claim on my insurance policy? Need to make a Public liability claim? No worries at all! We're here to ...

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Do I need Public Liability Insurance?

... do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can provide protection ...

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Public Liability Insurance Explained

... you would go out of businesses should you experience a public liability claim, then you need to have it. It's ... your rental agreement to have a certain level of Public Liability insurance in place If a claim were to occur ...

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Managing your Public Liability risks as a tradie

... first types of insurances you may have taken out. The last thing you want to be faced with is a Public Liability claim, so we've created a guide on how to manage your risks as a tradie. Working with tools, specialised ...

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It's Time for an Insurance Health Check!

... is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need to meet (certain contracts may have ...

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Customer Spotlight: Scotchbox

... protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and alcohol specifically I could be responsible for issues or problems ...

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Why do brilliant business ideas sometimes fail?

... you may need to consider include: Public Liability insurance * Professional Indemnity insurance * Business ... Interruption insurance * Portable Equipment insurance* Cyber Liability insurance* It's worth having a chat ...

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6 Reasons why some small businesses fail

... insurance you may like to consider include: Public Liability insurance* Professional Indemnity insurance * Business ... Interruption insurance* Portable Equipment insurance* Cyber Liability insurance* Don't leave it chance, ...

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How To Start A Small Business

... market. Some of the typical kinds of business insurance include: Public Liability insurance Professional Indemnity insurance Business Insurance Cyber Liability Start your new business journey with peace of mind knowing ...

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A Tradies Guide To Protecting Tools

... tools is to get your business insurance * sorted. While you may be familiar with policies like Public Liability, did you know there is insurance available specifically for your tools? Portable Equipment cover, also known ...

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Complete Guide to Business Insurance

... . Some of the types of business insurance coverages available include: Building/ property (Public Liability) Property (Contents) Portable Equipment (e.g. glass, electronic equipment) Business Interruption Why ...

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A Calmer Therapy Wins BizGiver Grant

... the latest recipient of the BizGiver NZ grant. She has been insured for Professional Indemnity and Public Liability through BizCover since 2018. We are proud to support her small business journey! We interviewed Eileen ...

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Tips for How to Start a Carpentry Business

... . There are many carpenter insurance policies available that cover different business risks, such as: Public Liability* – Protects against third-party claims of injury or property damage. Portable Equipment* – Helps you ...

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Anything Aluminium Wins BizGiver Grant

... . Congratulations to Lewis Trickett for being the latest recipient of the BizGiver grant. He currently has Public Liability with BizCover since he started his small business. We are proud to support Lewis and Anything ...

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Hair Salon Business Tips

... in place in the form of beauty salon insurance. Public Liability insurance is an essential form of insurance for beauty salons ... and defence costs, and costs relating to your public relations. You can do many things as a ...

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4 Tips For Starting An Online Business

... small business insurance in place can help protect your online business from a number of risks. A Public Liability policy is important for small business owners that operate and sell products online. It gives you peace ...

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Digital Marketing Tips For Tradies

... owners throughout New Zealand to reduce the risks to their business via business insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance for your ...

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How To Market Your Accounting Business Online

... throughout New Zealand to reduce the risks to their business via business insurance , including Public Liability insurance , Professional Indemnity insurance and small business insurance. Visit bizcover.co.nz and get ...

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How To Get More Accounting Clients

... New Zealand to reduce the risks to their business via business insurance , including Professional Indemnity, Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance for ...

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Tips To Find Your First Clients As A Contractor!

... anti-spam laws before you do). 7. Get liability insurance How does small business insurance help you find ... types of policies, like Professional Indemnity and Public Liability insurance. From a potential client's point ...

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How To Start Your Own Accounting Business

... , CPA) and to protect your business from losses from any errors and omissions that may arise. Public Liability Insurance could also benefit your business by protecting it against any financial losses that may arise from ...

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How Tradies can use LinkedIn

... can help tradespeople reduce their risk. Trade insurance may include: Tool and Portable Equipment insurance ; Public Liability insurance ; and Business Insurance . BizCover NZ can tailor your trade insurance to match the ...

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How to Increase Leads on Tradie Websites

... Zealand reduce their risk. Trade insurance may include the following types of business insurance: – Public Liability insurance – Business Insurance – Tool and Portable Equipment insurance BizCover NZ can customise your ...

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How to Optimise a Tradie Website

... may include the following types of business insurance: Tool and Portable Equipment insurance ; Business Insurance ; and Public Liability insurance . You may have a one-man tradie band, or you may have a small group of ...

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How to set up Google Ads for Tradies

... help tradespeople reduce their risk. Trade insurance may include the following types of business insurance: – Public Liability insurance – Business Insurance – Tool and Portable Equipment insurance You may have a one-man ...

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How Trust Can Boost Sales For Tradie Businesses

... business, your clients risk not being properly compensated for a claim. This is why disclosing your Public Liability insurance, which protects your business from such claims, builds trust and could be the difference ...

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Digital Marketing Mistakes Tradies Make

... one type of tradie insurance that your customers may want to know about – Public Liability insurance. Often referred to as General Liability, it gives you - and your customers – peace of mind, protecting you and ...

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Tips For Following Up On Trade Quotes

... support a claim if you accidentally injure them or damage their property. Disclosing that you have Public Liability insurance, which can provide protection in both situations, may give your customers the assurance they ...

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A Sole Trader's Guide to Building a Website

... business*. BizCover offers business insurance solutions to help all kinds of sole trader businesses from Public Liability* to Tool Cover and protecting your bricks and mortar with Building and Contents insurance* too ...

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A Sole Traders Guide to Understanding SEO

... business*. BizCover offers business insurance solutions to help all kinds of sole trader businesses from Public Liability* to Tool Cover and protecting your bricks and mortar with Building and Contents insurance* too ...

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How to Grow Your Mechanic Business

... you have the appropriate levels of mechanic business insurance in place to protect your business*. From Public Liability insurance* to getting your tools covers, insurance for mechanics is there for when you need it ...

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A Contractors Guide to Saving Money at EOFY

... when it comes to shopping around for business insurance options, save time and swing by BizCover. From Public Liability insurance* to Tool Cover* and Business Insurance*, we provide multiple quotes in the click of mouse ...

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Top Digital Marketing Tips For Contractors

... BizCover can help with in the click of a button or a simple phone call. Whether it's Public Liability insurance* or protection for words of advice with Professional Indemnity insurance*, BizCover is here to help. Visit ...

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How To Start An Engineering Firm

... certain insurances in place before you can start working with your clients. Here are two examples: Public Liability insurance* may be required before you can visit certain work sites. If you are working with contracts ...

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Saving Hacks- Business Insurance For Tradies

... some time when it comes to renewal time and check your policy. Many forms of business insurance, including Public Liability* may have pricing that is partly affected by a business' size. This is measured by factors like ...

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Scholarships

... Zealand's leading insurers, including DUAL, AIG, and QBE. With the option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure you get the best cover for your business at the right ...

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Reviews related to Affordable Public Liability Handyman

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

Why does a Handyman need it?

As a handyman, you are there every time your client needs you for maintenance and repairs. From carpentry to installing flooring, you are skilled at taking on a wide range of small to big jobs.

While you attend to fixing other people’s problems, there can be minor to major risks or liabilities that you are exposed to daily. These risks could be in the form of damage to your client’s property, someone’s injury, or even death.

At BizCover, we are here for you with comprehensive handyman insurance cover that protects you and your business against risks. We remove the confusion in choosing the right insurance policy by offering multiple quotes from top insurers. Compare and choose the best policy that meets your business’s needs. Get covered against wide-ranging risks in minutes.

An easier way to get the right insurance cover is just to give us a call – and we will do the rest.

Did you know?

Your level of exposure is not based on your job fee or annual turnover. A relatively small and quick job could still result in many thousands of dollars damage.

Insurance for Handyman

Public Liability*

Running your handyman business is challenging. You’re constantly juggling your reputation, growing your business, cutting costs, and earning a decent profit. Nobody wants to make mistakes, but unfortunately, they tend to happen.

At times a minor error can lead to hundreds of dollars of property damage or injury. However, the last thing you need is the added burden of having to pay for injuries suffered by someone or accidental damage to property due to your work.

Public liability insurance is designed to protect small business owners against risks that arise and incur property damage, injury or loss to a third party.

The cost of public liability insurance depends on the extent of insurance cover you require, the size, location and nature of your business. When comparing the quotes, it is important to also look at the benefits and other features offered by each policy.

BizCover is the go-to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A few clicks are all it takes to get the best public liability cover and complete peace of mind.

What is typically covered?

Public Liability insurance can help protect your handyman business by providing cover for events such as:

  • Third-party property damage
  • Financial loss resulting from damage to property
  • Financial loss resulting from damage caused by a faulty or defective product that you have manufactured or sold
  • Inappropriate equipment installation causing property damage
  • Injury, illness or death not covered by the ACC that is caused by your negligence

What is not typically covered?

A Public Liability policy can help shield handymen against claims of negligence, but there are limits to your cover. Taking steps to ensure that you and your business are operating in a professional manner may be advisable.

The following are typically not covered by Public Liability insurance:

  • Injury to you or your employees
  • Damage to your own property, including tools
  • Personal injury compensation that is covered by the ACC

Business Insurance*

Beyond general liability claims, a handyman may face other hazards to their business that have the potential to be financially devastating. Business Insurance could help you confront these head on and create a safety net for your livelihood.

Business Insurance is an insurance package that includes cover for your business contents, stock, tools and commercial premises when a fire, storm, theft or other insured event occurs. A Business Insurance policy can also cover your portable equipment, accidental damage and loss of revenue due to business interruption in specified circumstances.

A handyman might consider including these types of cover in their Business Insurance package:

Protect your business today.

Portable Equipment Insurance

The success of your handyman business depends as much on your skills as your tools, some of which can be expensive. It is quite common for portable tools to get misplaced or lost, while there are also chances that they could get stolen or damaged. Paying out of your pocket to replace them is a setback that you cannot afford.

Portable Equipment insurance covers damage to your contents and stock, due to fire and other events listed within the policy wording. Portable Equipment policies typically include tool insurance cover that replaces your tools if they get lost, damaged, or stolen anywhere in New Zealand. With tool insurance cover, you won’t break the bank replacing the tools that are so vital to your everyday business.

Business Interruption

Accidents happen, and they can cause major headaches if you need to temporarily shut up shop to fix them. Business interruptions could quickly drain your bank accounts while you wait to resume work.

Business Interruption insurance covers the loss of income and increased costs of running your business caused by property damage, fire, or another specified insured event. It is also designed to help your business recover from an insured event by paying wages, rent, or other ongoing expenses.

Property (Contents)*

As a handyman, you might rent commercial space or have a designated place where you store important information relating to your small business. Whether that’s tiles waiting to be installed in a client’s bathroom or payment invoices needed for your tax filing, you’d potentially be out a lot of money if these items were damaged and needed replacing.

Property (Contents) covers you for loss of or damage to items belonging to you at the insured location, such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture.

Visit BizCover to compare affordable Business Insurance packages built with your handyman business in mind.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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