Handyman Business Contents Insurance

Handyman Business Contents Insurance

    • Compare Public Liability and Tool cover
    • Easy online purchase – no paperwork
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Insurance for Handyman

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Tradies Guide to Business Insurance Packages

... other types of business insurance such as Business Interruption , Tool and Portable Equipment , and Property (Contents) . These types of tradie insurance provide cover for your business’ contents and premises against ...

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Insurance for Tradies

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Insurance for Real Estate Agents

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Insurance by Industry

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How To Start Your Own Trade Business in NZ

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Tradie Guide to Public Liability Insurance

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Am I Ready To Start A Trade Business?

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How To Grow Your Trade Business In 2023

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Marketing Tips for Psychologists

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BizSave

... portable equipment, damage to your premises or contents, or the possible financial loss from an interruption to your business. So why not be more prepared by taking out Business Insurance ? BizCover gives you access to ...

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How Tradies Can Use Social Media To Get Quotes

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No Dramas

... activities caused property damage or personal injury not covered by the ACC. Business Insurance* Tailored cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as ...

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Tool and Portable Equipment Insurance

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Insurance for Plumbers

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Insurance for Painters

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Insurance for IT Professionals

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Insurance for Mechanics

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Insurance for Recruitment Consultants

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Insurance for Sole Traders

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Insurance for Yoga Teachers

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Insurance for Counsellors

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Insurance for Massage Therapy

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Insurance for Designers

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Insurance Options for Retailers

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Insurance for Shop Owners

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Insurance for Consultants

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Insurance for Education Consultants

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Insurance for Dog Walkers

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Business Insurance

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Do I need Business Insurance

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What Is Inside A Business Insurance Pack?

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How Accountancy Insurance Protects Your Business

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Guide To Setting Up A Massage Business At Home

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What does business insurance cover

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How To Start a Mechanic Shop Business

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What is Business Insurance

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Why do brilliant business ideas sometimes fail?

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6 Reasons why some small businesses fail

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How To Decrease Trades Business Costs And Risks

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How to Start a Sole Trader Business

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How Are Business Insurance Premiums Calculated?

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What does Professional Indemnity Insurance Cover?

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Saving Hacks- Business Insurance For Tradies

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Tradie Guide to Professional Indemnity Insurance

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Cyber Insurance - Is it worth it?

... or actions of an employee with a grudge, you may not be coveredby your Business Interruption policy.This is where Cyber Liability insurance provides cover. Cybercrime is a real threat. Make sure you have the right cover ...

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What does Public Liability Insurance Cover?

... is not covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for ... tripping over a misplaced item of stock. Trade businesses have the potential to cause damage to property when ...

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Understanding Employers Liability Insurance

... help keep them safe and protected. While there are many different types of insurances available to cover aspects of your business, Employers Liability insurance* is one which you may need to consider when you have a team ...

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Insurance For Cafes and Restaurants

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Insurance for Mortgage Brokers

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Insurance for Architects & Designers

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Insurance for Accountants & Tax Agents

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Insurance for Allied Health Professionals

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Insurance for Beauty Salons

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Insurance for Hairdressers

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Insurance for Cleaners

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Insurance for Immigration Advisers

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Insurance for Bookkeepers

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Insurance for Engineers

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Insurance for Travel Agents and Tour Operators

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Insurance for Personal Trainers

... accidental injury or damage to third party people and property. Business Insurance* If you take a moment to look at all ... in New Zealand. Contents* : Cover for loss of or damage to items such as business equipment, stock, ...

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Insurance for Contractors

... or after the policy period Protect your business today. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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Insurance for Psychologists

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Insurance for Photographers

... to replace or repair of the equipment put your business under financial stress? Is your portable equipment stored ... how to get in touch with one of our business insurance professionals. You can also access quick links to ...

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Insurance for Carpenters

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Reviews related to Handyman Business Contents Insurance

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

Why does a Handyman need it?

As a handyman, you are there every time your client needs you for maintenance and repairs. From carpentry to installing flooring, you are skilled at taking on a wide range of small to big jobs.

While you attend to fixing other people’s problems, there can be minor to major risks or liabilities that you are exposed to daily. These risks could be in the form of damage to your client’s property, someone’s injury, or even death.

At BizCover, we are here for you with comprehensive handyman insurance cover that protects you and your business against risks. We remove the confusion in choosing the right insurance policy by offering multiple quotes from top insurers. Compare and choose the best policy that meets your business’s needs. Get covered against wide-ranging risks in minutes.

An easier way to get the right insurance cover is just to give us a call – and we will do the rest.

Did you know?

Your level of exposure is not based on your job fee or annual turnover. A relatively small and quick job could still result in many thousands of dollars damage.

Insurance for Handyman

Public Liability*

Running your handyman business is challenging. You’re constantly juggling your reputation, growing your business, cutting costs, and earning a decent profit. Nobody wants to make mistakes, but unfortunately, they tend to happen.

At times a minor error can lead to hundreds of dollars of property damage or injury. However, the last thing you need is the added burden of having to pay for injuries suffered by someone or accidental damage to property due to your work.

Public liability insurance is designed to protect small business owners against risks that arise and incur property damage, injury or loss to a third party.

The cost of public liability insurance depends on the extent of insurance cover you require, the size, location and nature of your business. When comparing the quotes, it is important to also look at the benefits and other features offered by each policy.

BizCover is the go-to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A few clicks are all it takes to get the best public liability cover and complete peace of mind.

What is typically covered?

Public Liability insurance can help protect your handyman business by providing cover for events such as:

  • Third-party property damage
  • Financial loss resulting from damage to property
  • Financial loss resulting from damage caused by a faulty or defective product that you have manufactured or sold
  • Inappropriate equipment installation causing property damage
  • Injury, illness or death not covered by the ACC that is caused by your negligence

What is not typically covered?

A Public Liability policy can help shield handymen against claims of negligence, but there are limits to your cover. Taking steps to ensure that you and your business are operating in a professional manner may be advisable.

The following are typically not covered by Public Liability insurance:

  • Injury to you or your employees
  • Damage to your own property, including tools
  • Personal injury compensation that is covered by the ACC

Business Insurance*

Beyond general liability claims, a handyman may face other hazards to their business that have the potential to be financially devastating. Business Insurance could help you confront these head on and create a safety net for your livelihood.

Business Insurance is an insurance package that includes cover for your business contents, stock, tools and commercial premises when a fire, storm, theft or other insured event occurs. A Business Insurance policy can also cover your portable equipment, accidental damage and loss of revenue due to business interruption in specified circumstances.

A handyman might consider including these types of cover in their Business Insurance package:

Protect your business today.

Portable Equipment Insurance

The success of your handyman business depends as much on your skills as your tools, some of which can be expensive. It is quite common for portable tools to get misplaced or lost, while there are also chances that they could get stolen or damaged. Paying out of your pocket to replace them is a setback that you cannot afford.

Portable Equipment insurance covers damage to your contents and stock, due to fire and other events listed within the policy wording. Portable Equipment policies typically include tool insurance cover that replaces your tools if they get lost, damaged, or stolen anywhere in New Zealand. With tool insurance cover, you won’t break the bank replacing the tools that are so vital to your everyday business.

Business Interruption

Accidents happen, and they can cause major headaches if you need to temporarily shut up shop to fix them. Business interruptions could quickly drain your bank accounts while you wait to resume work.

Business Interruption insurance covers the loss of income and increased costs of running your business caused by property damage, fire, or another specified insured event. It is also designed to help your business recover from an insured event by paying wages, rent, or other ongoing expenses.

Property (Contents)*

As a handyman, you might rent commercial space or have a designated place where you store important information relating to your small business. Whether that’s tiles waiting to be installed in a client’s bathroom or payment invoices needed for your tax filing, you’d potentially be out a lot of money if these items were damaged and needed replacing.

Property (Contents) covers you for loss of or damage to items belonging to you at the insured location, such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture.

Visit BizCover to compare affordable Business Insurance packages built with your handyman business in mind.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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