Professional Indemnity Insurance For Travel Agents
Agents and Tour Operator
- Instant Professional Indemnity insurance tailored specifically for your business
- Opportunity to compare and select policies from NZ leading insurers
- Quick and easy online process, no forms to fill in, get covered in minutes
Insurance for Travel Agents and Tour Operators
... omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal ... some examples of when Professional Indemnity insurance can help provide your travel agent or tour operator ...
read moreInsurance by Industry
... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read moreBusiness Interruption Insurance
... insurance include: Shop Owners Retailers Cafés and Restaurants Tradespeople and Landscapers Real Estate Agents Cleaners Beauty Salons Mortgage Brokers Travel Agents ... of our business insurance professionals. You can also ...
read moreAn Accountants Guide to Professional Indemnity Insurance
... ways to protect your accounting business with business insurance. What is Professional Indemnity insurance? In a nutshell Professional Indemnity insurance (PI) insurance is an important form of protection for businesses ...
read moreWhat do you need to know about Professional indemnity insurance?
... (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why it might be important for your business. What is Professional Indemnity Insurance ? ...
read moreWhat does Professional Indemnity Insurance Cover?
GET QUOTES & BUY What Does Professional Indemnity Cover? What does Professional Indemnity Insurance cover? What does Professional Indemnity Insurance cover? Professional Indemnity (PI) insurance is an important form of ...
read moreHow much does Professional Indemnity Insurance cost?
... claims history Traditionally, Professional Indemnity , also known as PI insurance, was generally only ... the insurance premium will most likely be. As you can see from the below graph, Real Estate Agents and Engineering ...
read moreProfessional Indemnity
... PI cover are: health practitioners , IT contractors , management consultants , accountants and real estate agents among many others. Professional Indemnity ... Professional Indemnity Professional Indemnity (PI) insurance is ...
read moreWhat is Professional Indemnity Insurance?
... the most common in this article. The difference between public liability and professional indemnity insurance - Public Liability and PI insurance are both common forms of cover that small businesses often consider. Learn ...
read moreProfessional Indemnity Claims: when should I notify my insurer?
... advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital ... A migration agent recently learned the hard way after his claim was rejected. He took out a new PI policy, ...
read moreHow the cost of Professional Indemnity insurance is calculated
... Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance ...
read moreWhat does Professional Indemnity Insurance cover?
... requirement that you have a certain level of Professional Indemnity insurance in place. Are you a member of a professional body or association with a set requirement to hold PI insurance? If so, how much cover do they ...
read moreAn Engineers Guide To Understanding Professional Indemnity Insurance
... of with this kind of policy. Professional Indemnity insurance explained In a few words, Professional Indemnity insurance can be defined as: Professional Indemnity (PI) insurance is an important form of protection for ...
read moreA Graphic Designers Guide To Professional Indemnity Insurance
... policy works, without the confusing lingo or the boring bits. Professional Indemnity insurance defined Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
... any premises where your customers or members of the public visit Professional Indemnity insurance explained Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... how Professional Indemnity insurance * and other business insurances can help safeguard your marketing consultancy business. Professional Indemnity * Explained Professional Indemnity (also known as PI) insurance is ...
read moreThe difference between public liability and professional indemnity insurance
... required to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants, accountants and real estate agents. If you ...
read moreProfessional Indemnity Insurance- a Guide for Real Estate Agents
... is some protection in place. Professional Indemnity (PI) insurance is an important form of protection ... the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation ...
read moreA Management Consultants Guide to Professional Indemnity Insurance
... consultant comes with some degree as risk when providing your professional pearls of wisdom to others. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreWhy Engineers Might Consider Professional Indemnity Insurance
... some clients, particularly government agencies and larger corporations, may require engineers to have Professional Indemnity (PI) insurance as a condition of working with them. Even some associations may require you to ...
read moreProfessional Indemnity Insurance – A Guide For Real Estate Agents
... is some protection in place. Professional Indemnity (PI) insurance is an important form of protection ... the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation ...
read moreA Management Consultants Guide to Professional Indemnity
... consultant comes with some degree as risk when providing your professional pearls of wisdom to others. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... the typical professions which may require Professional Indemnity insurance include: consultants, accountants, real estate agents and health practitioners. Types of Professional Indemnity claims These are some examples of ...
read more5 Things for Accountants to Consider When Applying for Professional Indemnity Insurance
... risk exposures is a simple step you can take when trying to arrange an appropriate type of Professional Indemnity insurance policy for your business. There are many different risks your business may be exposed to, and ...
read moreDo I need Professional Indemnity Insurance Insurance?
... professions which require Professional Indemnity include real estate agents, accountants, IT contractors and management consultants. Some occupations are required by law to have Professional Indemnity insurance . Before ...
read moreTradie Guide to Professional Indemnity Insurance
... may lead to financial loss for a client. And this is where Professional Indemnity insurance can reduce your risk. Professional Indemnity insurance protects you against third-party claims, including the costs involved in ...
read moreWhy Bookkeepers need Professional Indemnity Insurance
... . But arguably the most critical type of business insurance for bookkeepers is Professional Indemnity insurance . The case for Professional Indemnity Insurance for bookkeepers As noted by the Institute of Certified ...
read moreTurn your side hustle into a small business
... you going to hire the expertise of an accountant or tax agent to help manage your books? Products/stock – will you ... professional advice or services is Professional Indemnity insurance*. Professional Indemnity Insurance (PI ...
read moreInsurance for IT Professionals
... respond to the claim. Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising ...
read moreInsurance for Bookkeepers
... in minutes Opportunity to compare and buy PI policies from NZ leading insurers Insurance for Bookkeepers Professional Indemnity insurance compliant with professional association requirements Opportunity to compare and ...
read more6 Essential Types of Business Insurance in New Zealand
... challenges and risks, to say, a real estate agent, coffee shop, or an engineering firm. Just as ... Professional Indemnity (PI) Insurance is a type of cover you may need to consider. Professional Indemnity (PI) insurance ...
read moreInsurance for Immigration Advisers
... fundamental types of cover any immigration advisor needs to consider is Professional Indemnity insurance. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreInsurance for Consultants
... Giving advice or providing recommendations doesn't come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential financial protection you need as a Consultant, to safeguard ...
read moreInsurance for Recruitment Consultants
... services employee relations change management psychological testing training & induction Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to indemnify the insured for a claim that ...
read moreInsurance for Personal Trainers
... where you are faced with a claim. That's why Professional Indemnity insurance becomes an important cover to consider. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...
read moreInsurance for Marketing and Multimedia Professionals
... and Multimedia professionals and businesses such as: Advertising Agents Broadcasters Advertising Consultants ... That's where Professional Indemnity insurance can help. Professional Indemnity (PI) insurance is an important ...
read moreAn Accountants Guide to Understanding Public Liability Insurance
... typically covers and excludes. Let's see what Professional Indemnity insurance typically provides cover for. Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for businesses ...
read moreInsurance for Contractors
... check the contract to see if there's an insurance obligation that you must meet. Insurance for Contractors Professional Indemnity* Professional Indemnity (PI) insurance is an important form of protection for contractors ...
read moreInsurance for Counsellors
... you may need to consider when working as a counsellor. Professional Indemnity insurance* Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or ...
read moreInsurance for Designers
... don't exactly pan out as they should. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide: specialist services or professional advice. It is designed to respond to claims ...
read moreInsurance for Education Consultants
... claim. This is where it is important to consider how Professional Indemnity insurance can safeguard your business. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...
read moreInsurance for Mechanics
... could backfire, resulting in a costly claim. This is where Professional Indemnity insurance can provide protection. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...
read moreBusiness Risk: What Isn't Covered and Why it Matters
... a rough idea of what's covered will certainly come in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're covered for any damages claims awarded against you, plus defence ...
read morePublic Liability Insurance
... or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services ...
read moreBusiness Insurance Health Check Part 2
... property damage as a result of your negligent business activities. Professional Indemnity insurance* : Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreKey things to look out for when Growing Your Small Business
... care of themselves, but the primary insurances - public liability and professional indemnity - are crucial. Ignore them at ... can the odd faulty product. Professional Indemnity ('PI') protects you against financial loss ...
read moreInsurance for Shop Owners
... risks it faces - a tradesman or a tax agent, you can tailor a policy to suit your own ... professional advice or services you may want to consider Professional Indemnity insurance*. Professional Indemnity (PI) insurance ...
read moreWhat does Public Liability Insurance Cover?
... , or cause illness or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or ...
read more4 Things To Check Before Buying Your Business Insurance
... property damage as a result of your negligent business activities. Professional Indemnity insurance* : Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreInsurance for Massage Therapy
... to negligence claims that could potentially cripple your small business and ruin your reputation. Professional Indemnity (PI) insurance covers you for losses claimed by a third party due to actual or alleged negligence ...
read moreInsurance for Architects & Designers
... to require professional indemnity insurance to cover themselves in person for errors and negligence. Insurance for Architects and Designers Professional Indemnity Professional Indemnity (PI) insurance provides essential ...
read moreInsurance for Allied Health Professionals
... & Public Liability cover with our exclusive member rates. Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health ...
read moreInsurance for Sole Traders
... mind knowing that your valuable tools are protected. What Insurances Do Sole Traders Need? Professional Indemnity insurance* Professional Indemnity (PI) insurance is something that sole traders may need to consider when ...
read moreInsurance for Carpenters
... your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. What is covered? A Professional Indemnity policy ...
read moreWhat Photographers Need to Know About Business Insurance
... costs that you may incur while defending yourself. Professional Indemnity insurance * No matter how much care you may ... s work for a claim to occur. Professional Indemnity i nsurance (PI) is designed to protect you and your ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... is, it can also land you in hot water if your advice doesn't exactly go to plan. Professional Indemnity (PI) insurance is designed to respond to claims against your business for losses as a result of actual or alleged ...
read moreStatutory Liability Insurance
... Indemnity insurance is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance ...
read moreBizCover & NZTA
... during checkout. Protect your business today. Professional Indemnity Insurance for Tutors We're not trying to ... omissions involving a breach of your professional duty. Having the right PI cover offers you peace of mind ...
read moreThings to consider when purchasing business insurance
... different types of business insurance products available: Professional Indemnity insurance *: is an important ... in the provision of your professional service or advice. PI Insurance will also assist with the legal ...
read moreUnderstanding the risks for Real Estate Agents
... estate agents encounter in their day-to-day operations and how you might take them into consideration in your risk management approach. In the Real Estate Industry , Professional Indemnity Insurance provides essential ...
read moreBizCover expands its insurance offer and launches a new look
... to help the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having ...
read moreInsurance for Mortgage Brokers
... these risks and protect your bank accounts and professional reputation. Professional Indemnity Insurance Professional indemnity insurance protects professionals, like Mortgage Brokers, who offer advice and services ...
read moreInsurance for Real Estate Agents
... consumer complaints and inquiries to the Real Estate Agents Authority (REAA). Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance is designed to protect your business against legal ...
read moreInsurance for Engineers
... and breaching the Engineers' Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal ...
read moreInsurance for Accountants & Tax Agents
... covered? Even the smallest mistake can lead to expensive consequences for accountants and tax agents. Professional Indemnity insurance helps protect you against many potential risks that can happen when you provide a ...
read moreInsurance for Beauty Salons
... ? To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity The joys of being a beauty ...
read moreBizCover expands into New Zealand and launches BizCover.co.nz
... platform (over 10,000 policies sold in the past two years), BizCover.co.nz provides professional indemnity insurance for over 100 different professions from New Zealand's leading insurers. BizCover provides a simple ...
read moreBizCover and NZ Qualified Bookkeepers Association
... it covers The discounted package includes cover for Professional Indemnity, Public Liability, Statutory Liability. Professional Indemnity Professional Indemnity insurance** protects you against losses claimed by a third ...
read moreHow Accountancy Insurance Protects Your Business
... reducing the risks to your accounting firm via the following types of business insurance. Professional Indemnity insurance : Business insurance designed to protect you and your business from any losses which may arise ...
read moreHow Insurance Can Protect Landscape Architect
... , the cost of the claim was determined to be considerably less - only $7,000. Without Professional Indemnity insurance, this landscape architect could have been liable for hundreds of thousands of dollars in damages - an ...
read moreInsurance for Psychologists
... uncertainty of running a small business. As a psychologist, you might consider these types of insurance: Professional Indemnity* Clients trust you to provide them with expert mental health care. This leaves psychologists ...
read moreBizCover and NSNZ
... Details of Cover COVER LIMIT OF INDEMNITY EXCESS ANNUAL PREMIUM Professional Indemnity $1Million any one claim, $2M ... to get in touch with one of our business insurance professionals. You can also access quick links to our ...
read moreBusiness Insurance FAQs
... Do I need public liability insurance? What is Professional Indemnity Insurance? What does professional indemnity insurance cover? Do I need professional indemnity insurance? What is Business Insurance ? What is Business ...
read moreBizCover and Reflexology NZ
... cover for Professional Indemnity and Public Liability. Professional Indemnity Protects against financial ... to get in touch with one of our business insurance professionals. You can also access quick links to our self ...
read moreHow To Start a Psychology Practice
... own psychology practice in New Zealand. Two common types of psychologist insurance include: Professional Indemnity*: Professional Indemnity insurance covers claims against your business for losses that result from actual ...
read moreWhat Risks Do Psychologists Face?
... as part of the risk management strategy for their psychology practice. Professional Indemnity* Professional Indemnity insurance covers claims against your business for losses that result from actual or alleged negligent ...
read moreWhat are the Risks in Running a Yoga Studio?
... liable. Professional indemnity incidents Professional indemnity incidents are incidents directly related to the professional services or advice that you provide to your clients. Professional Indemnity insurance for Yoga ...
read moreHair Salon Business Tips
... were made against you. This is why an important type of insurance for beauty salons is Professional Indemnity insurance *. Professional Indemnity cover is designed to protect your business against claims for negligence ...
read moreWhat Insurance Policies do Yoga Studios Need?
... advice or them misinterpreting your instructions could lead to a negligence claim (even an unfounded one). Professional Indemnity insurance offers important protections for businesses that provide specialist services or ...
read moreWhat Insurance do Beauty Salons Need?
... you are a member of the New Zealand Association of Registered Beauty Professionals (or want to be), you must have Professional Indemnity insurance. Other forms of coverage, such as Public Liability, may be a requirement ...
read moreDo Hypnotherapists need Business Insurance?
... loss if that advice is misinterpreted, or they feel you acted negligently while treating them. Professional Indemnity insurance covers you for losses claimed by a third party due to alleged or actual negligence in ...
read moreInsurance for Yoga Teachers
... you meant no harm, these types of events can lead to claims of negligence, no matter how unfounded. Professional Indemnity insurance covers losses claimed by a third party due to actual or alleged negligence in your ...
read moreHelp Protect your small business' reputation
... the line. Here are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent or beauty therapist, you have a big ...
read moreMassage Therapy Insurance: here's why you need it!
... to clients in relation to their wellbeing, or even an allegation of professional misconduct. Professional Indemnity insurance provides essential protection against financial losses for legal action taken against you as ...
read moreBizCover and Massage New Zealand
... compared to quotes I have received from other insurance agents. Anita B. Thank you Ajay for your ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service ...
read moreWhy You Should Review Your Business Insurance
... of actual or alleged negligent acts or omissions in the provision of your professional service or advice. Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing ...
read moreWork Smarter as a Massage Therapist
... in financial damage to the client, you could be liable to have a claim made against you. Professional Indemnity insurance can protect you against losses claimed by a third party due to alleged or actual negligence or ...
read moreHow to Market Your Hair Salon Business
... the skills you learn are universal, so it’s easy to travel the world and work. And the fact that you meet people from ... hold an active Professional Indemnity insurance* policy. Professional Indemnity cover is designed ...
read moreWhat are the Risks in Running a Hair and Beauty Salon?
... against your business. This is why an important type of insurance for beauty salons is Professional Indemnity insurance *. Professional Indemnity cover is designed to protect your business against claims for negligence ...
read more4 Tips For Starting An Online Business
... even more essential. Having small business insurance in place can help protect your ... Professional Indemnity cover include health practitioners , IT contractors , management con sultants, accountants and real estate agents ...
read moreThe basics of business insurance for all trades of life- a lingo free guide
... to ensure you have your cover in place. Professional Indemnity insurance* If part of your role as a tradie is providing professional advice, then Professional Indemnity insurance is something you may need to consider. It ...
read moreHow much does Public Liability Insurance cost?
... negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to note that each insurance company assesses risk in different ...
read moreWhat is Public Liability Insurance?
... agents frequently hold open homes which can expose them to third-party property damage and injury risks. Fitness Professionals ... professional indemnity insurance - Public Liability and Professional Indemnity insurance ...
read moreHow to Start a Sole Trader Business
... payment facilities that may be required Talk to your tax agent about your tax obligations, what you can claim, ... business insurance include: Public Liability insurance* Professional Indemnity insurance* Business Insurance* ...
read moreHow To Start An Engineering Firm
... industry standards/ guidelines you may be required to have your own Professional Indemnity insurance* policy. To get an accurate idea of how much insurance for your engineering firm may cost, get in touch with BizCover ...
read moreBizCover and Boost Your Business
... and choosing the types of policies relevant to your business. Protect your business today. Professional Indemnity insurance* Protects your business and your staff against any financial losses or legal action taken ...
read moreGuide To Setting Up A Massage Business At Home
... therapists can come in many forms but generally there are two types of insurance products you may want to consider. Professional Indemnity insurance * is a type of cover that is designed to protect you from claims ...
read moreTips and Tricks for Massage Therapists
... due to your ineffective or incorrect service, you could be held liable.Luckily, this is where Professional Indemnity insurance comes in. It protects against financial losses for legal action taken against you due to a ...
read moreReviews related to Professional Indemnity Insurance For Travel Agents
-
It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations -
Got my PI cover sorted within 15 mins over the phone.
Kaushalya Samarasekera
Information Technology
Did you Know?
When declaring your revenue you should declare your earnings and not gross ticket prices.
Professional Indemnity Insurance
Giving specialised advice and delivering tailored travel services is all in a days work as a travel industry professional. There’s so much involved when it comes to sorting out the right trip and travel experience for your clients, that it’s easy for mistakes to happen no matter how careful you may be. This is where Professional Indemnity insurance comes into play.
Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.
What is typically covered?
- Damages and claimant costs awarded against the insured
- Legal and defence costs
- Claims investigation costs
- Inquiry attendance costs
- Public relations costs
What is typically NOT covered?
- Intentional damage
- Known claims and circumstances
- Fraud and dishonesty
- Bodily injury / property damage
These are some examples of when Professional Indemnity insurance can help provide your travel agent or tour operator business some much needed support and may be required:
- Accidentally miscalculating the cost of a trip plan for a client
- A claim of negligence by your client for professional advice or services you have provided
- If you want to become a member of certain industry body or boards, Professional Indemnity insurance may be a requirement
- If you work on contracts you may be required to have your own Professional Indemnity insurance in place
Protect your business today.
Public Liability insurance*
Interacting with clients, suppliers and members of the public means there is a real risk for accidents and unforeseen challenges to occur. This is a drama no travel industry professional wants to worry about and is fortunately something which Public Liability can provide a safeguard for.
Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured (and not covered by the Accident Compensation Commission (ACC) ) or sustain property damage as a result of your negligent business activities.
What is typically covered?
- Compensation for accidental damage to third party property
- Compensation for personal injury or death to third parties where the ACC does not provide cover
- Legal and defence costs
What is typically NOT covered?
- Injury to your employees
- Damage to your own property
- Compensation for personal injury whereby cover is provided by the ACC
- Known claims and circumstances
Business Insurance*
While your clients are essential to your travel agency or tour operating business, have a think about the other elements that go into keeping your business running. There are things like your actual business premises (if you own it), your office furniture and equipment, and your vital travel sales tools like your phone, tablet, laptop etc.
Being without them would make it next to impossible to stay in operation, and that’s why it is important to have the right kind of business insurances in place to protect your business assets.
Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.
These are some of the typical types of business insurance coverages you may need to consider when it comes to protecting your travel business.
Building*– Covers you for loss and damage to buildings you own, as a result of an insured event, e.g., fire, malicious damage.
Contents*-Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.
Business Interruption*– Business interruption insurance provides cover for the loss of income and increased costs of operating your business caused by a specified insured event (such as property damage or fire). It is also designed to assist your business to recover from an insured event by paying ongoing expenses (such as wages or rent).
Portable Equipment cover*– Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand.
Get more information
Learn more about all things business insurance and business related with our library of blog articles. We cover a broad range of topics from learning how to increase sales to understanding the nitty gritty of Public Liability insurance. We’ve got your next coffee break sorted with these intriguing reads:
Complete guide to business insurance
If you’ve ever been curious about business insurance and the different kinds of cover, then this is the article for you. We cover the ins and outs on some of the typical kinds of business insurance and how they can help protect your business.
* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.