Small Business Insurance

Small businesses are the backbone of New Zealand’s economy.
We believe it’s time they received the protection they deserve.

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Insurance Covers We Offer

Don’t risk wasting all your effort by not protecting your business assets from unexpected events. It’s good business to set up a plan in place should the worst happen.

For accidents & faults

For accidents and faults

A slip, trip, or bad advice could turn into a financial nightmare if your business isn’t protected.

Public Liability Insurance

Covers legal fees and repair costs if you accidently cause:

Damage to someone else’s property
Injury to a client or member of the public (not covered by ACC)

Professional Indemnity Insurance

Covers costs of claims from a customer alleging you:

Made a miscalculation
Lost documentation
Failed to meet a deadline
Gave incorrect advice

For tools & assets

For your tools and business assets

Could you operate if your tools and stock were stolen or damaged?

Tool Insurance

Covers costs of repairing or replacing your portable tools, equipment, stock against:

Theft
Fire
Accidental or malicious damage

Building Insurance

Covers the building you own and operate out of for repair or rebuild costs caused by:

Storm damage
Fire
Malicious damage

Contents (Property) Insurance

Covers the money, equipment, stock, and glass you keep in your building against:

Storm damage
Fire
Theft or break-in damage

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For business interruption

For when your business gets interrupted

What would you do if your business couldn’t operate as expected while waiting for repairs, replacements, or during legal proceedings?

Business Interruption Insurance

Covers loss of income or increase in operation costs when your biz is impacted by events like:

Property damage
Fire
Storm damage

Packaged cover

For an all-in-one package

Pick-n-mix and tailor your BizPack to fit the needs of your business.

Business Insurance Package

Choose cover options such as:

Building cover
Contents (Property) cover
Tools & Portable Equipment cover
Business Interruption cover

Other legal cover

For other legal things

As a business owner you have many legal responsibilities, like protecting your client’s data, complying with business law, keeping your employees safe.