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Do I need Business Insurance?

Take the time to consider how many different assets your business relies on each day to get the job done. From desks to hammers, coffee machines to hair straighteners, being without your tools of trade can have a significant impact on how you go about your business every day.

With different businesses having different needs, the flexibility of Business Insurance allows for policies to be customised to suit your business.

Here are a few examples of how Business Insurance can protect different types of businesses and their areas of risk.

Tradesmen on the job

Your tools are vital to your business and without them you might find yourself in a whole world of trouble! Portable Equipment* covers you for loss and damage to items of portable equipment associated with your business.  These can include tools of trade and items of stock, so you’re not left with a hole in your back pocket.

Mortgage Brokers with a home office

Business Insurance is designed to provide cover for your contents and other physical assets (including your building if you own it). If you have a home office, Contents insurance* can provide protection for items such as your laptop, furniture and any other business assets that you rely on.

Beauticians and salons

If your salon was forced to close due to an insurable event such as fire, how would you be able to operate as a business without an income? The doors may be shut but the bills and expenses keep on rolling in, adding financial stress and strain that you could do without.

This is where Business Interruption* insurance can help.  It provides cover for financial loss as a result of an interruption to your business caused by an insured event like fire.

If you require more information on how Business insurance can help protect your business <insert contact details>

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.