Insurance for IT Professionals
Prepare for the unexpected with business insurance. Get tailored protection for IT consultants, computer programmers and more!
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Compare Quotes
From multiple insurers
Save Time
Buy online in minutes
Save Money
Switch and save
Instant Cover
Delivered to your inbox
On this page:
What is IT professional’s insurance?
Business insurance helps IT professionals like you protect their growing businesses. Depending on the cover you choose, it could help you manage costs like errors in your professional advice, property damage, and legal expenses.
Mistakes in your work, third-party property damage, stolen equipment, cyber risks, the potential troubles seem to never end when you work in the technology industry.
Situations like these (and plenty of others) could create unplanned expenses for your business. If paying them out of pocket would crash your savings, it may be time to consider business insurance.
Why might IT professional’s need insurance?
Business insurance isn’t mandatory in NZ for most businesses, but you may be required to have a policy to do things like:
Lease office space.
Work with specific clients.
Pay legal costs if you face a claim.
Types of IT professional’s we cover
We cover a broad range of technology sector occupations, including:
IT Consultants
Computer Programmers
Software Developers
Systems Analysis Service
Database Programming Service
Computer Maintenance Service
Data Processing Service
Internet Service Providers
Telecommunication Service
Software Installation
Hardware Installation, Maintenance and Repair
Can’t see your occupation listed above?
It doesn’t mean we don’t cover it. Start with a quote to find your occupation, compare cover options and buy online in minutes.
Types of cover we offer IT professional’s
BizCover has insurance options for IT consultants, software developers and many more.
Tailor your quote to your business needs, compare cover, and buy online in minutes.
Unsure what types of business insurance to get? We’ve got you! Here’s what other IT professionals tend to choose:
Popular cover types for IT professional’s:
Other Covers
IT professional’s could also consider:
Portable Equipment
Portable Equipment insurance
Covers costs of repairing or replacing your portable tools, equipment, and stock against:
- Theft
- Fire
- Accidental or malicious damage
Contents (Property)
Contents (Property) Insurance
Covers the money, equipment, stock, and glass you keep in your building against:
- Storm damage
- Fire
- Theft or break-in damage
Cyber Liability
Cyber Liability Insurance
Covers your business from legal costs and expenses caused by cybercrime incidents such as:
- Data breaches
- Extortion
- Forensic investigation
- Business interruption
14000+ NZ
small business covered
How much does a IT professional’s insurance cost?
Your small business is unique. That means you might face different risks than the business owner down the street and may pay a different price for your cover.
With BizCover, you can get tailored cover to fit your business needs.
The prices are real, get that new policy feel
Combined Public Liability/ Professional Indemnity
$18/mo*
Expected average cost
Professional Indemnity
$52/mo*
Expected average cost
Tool & Portable Equipment
$85/mo*
Expected average cost
How is the cost of insurance calculated?
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply. This information is general only and does not take into account your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.
Click here to check industry wise average prices
Get cover that works with the risks of your business
You can choose different limits for each policy.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Combined Public Liability/Professional Indemnity
$18/mo*
Expected average cost
Professional Indemnity
$52/mo*
Expected average cost
Tool & Portable Equipment
$85/mo*
Expected average cost
Factors influencing cost
Your Industry
Required Coverage
Your Turnover
Number of Emplyees
Claims History
Click here to check industry wise average prices
Get cover that works with the risks of your business
You can select from 5 different levels of cover.
This is the most you will be paid out if you need to make a claim. Choosing different cover levels may impact the cost of your policy.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today.
Select Profession
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Add Business Details
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Get Covered Online
Search your
Occupation
Choose your
Cover(s)
Enter Business
Details
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Quotes
Get Covered
Today
How it works – making a claim
We’ll assist you through the claims process & manage your claim directly with the insurer.
Let us know Fill out our claims form and provide info to support the claim
Receive extra support We will assist you with your claim
Claim results We will notify you of the claim outcome.
Let us know Fill out our claims form and provide info to spport the claim
Receive extra support We will assist you with your claim
Claims results We will notify you of the claim outcome
Our Insurers
We work with a selected group of trusted NZ insurers to offer you great cover.
The savings are real
See how much others have saved while purchasing policy through Bizcover
Justin
An App Developer
From Auckland
Saved
$2,000
on
Cyber Liability insurance
Jan
An IT Consultant
from Wellington
Saved
$100
on
Cyber Liability insurance
Wayne
A Software Developer
from Wellington
Saved
$3500
on
Cyber Liability insurance
Raj
A Programmer
from Auckland
Saved
$350
on
Cyber Liability, and Statutory Liability insurance
^ Savings made from January 2023 to July 2024. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
What sets BizCover apart?
We are not just a comparison and buy site.
Make Claims Online
We’ll manage the process on your behalf with the insurers.
Flexi Payment Options
Pay monthly or annually, cancel at any time.
One Stop Shop
Manage multiple cover types in one place.
Easy Renewals
Optional automatic renewal to stay protected.
Hear from our customers
Real-life customer reviews verified by Feefo
Easy to choose
Pavan K
Easy to choose business insurance. The search and the options provided were very simple and straight forward, didn’t expect it to be that easy.
Great value and service
Anonymous
Great value for money insurance, included all the terms and conditions needed to make a decision. Easy to use and much faster than a traditional brokers.
Public Indemnity Insurance
Anonymous
Really easy to get a quote and very cost effective quote.
Great value and service
Michael J
The whole process could not have been easier.
Insurance liability coverage
Anonymous
Easy and quick to obtain and compare quotes.
Frequently asked questions
BizCover offers 11 levels of cover to pick from between $250,000 and $10,000,000. You can pick the cover which works best with the risk appetite of your business.
The best amount of cover will be different for each business, you need to consider things such as, risk appetite, business needs, and contractual requirements (some may require a minimum amount of cover)
BizCover can offer 6 levels of cover $1 million, $2 million, $5 million, $10 million, $15 million, and $20 million.
BizCover does not compare all general insurers or insurance products or features in the market, only those listed on our website as well as quotes may not include all of our insurance partners across the products available on our website.
