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BizCover Promotion Terms and Conditions: For the Love of Small Business

  1. This competition (here in after the “Competition”) is run by BizCover™ Pty Ltd, of Level 27, PWC Tower, 188 Quay Street, Auckland, 1010(“BizCover”).
  2. By entering this Competition, you agree to these terms and conditions which will be binding between you and BizCover. Your participation in the Competition is in consideration for BizCover allowing you to enter it and giving you the opportunity to win.
  3. No purchase is necessary in order to enter the Competition. There is no fee charged to enter into this Competition other than the cost of you accessing the Internet which you would otherwise have. Costs of accessing the internet vary and depend on your Internet service provider and plan.
  4. You must be aged 18 years or over and a resident of New Zealand to be eligible to enter. Employees of BizCover and their immediate families, any business partner associated with the running of this Competition or any of their group companies are not eligible to enter or participate. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.
  5. The Competition commences on Thursday, 8 February 2018 at 11:00AM NZST and concludes on – Wednesday, 13 February 2018 at 11:59PM NZST (“Competition Period”).

Entrants may submit one (1) entry to the Competition across the entire Competition Period. Any entries submitted outside of the Competition Period will be deemed invalid and ineligible to enter the Competition.

  1. In order to enter the Competition, entrants must complete the following steps during the Competition Period:

(a) Locate the competition post(s) during the Competition Period (which will appear at the top of the Facebook Page) and respond, in the comments section of the competition post, to that post by providing a creative answer to the question: what do you love about running a small business.
 7. Each entrant warrants to BizCover that each comment and any other contents submitted in their entry is an original creative work of the entrant that does not infringe the rights of any third party. Entries that contain prohibited or inappropriate content, or are otherwise in breach of these Terms and Conditions will not be eligible to win.

  1. There will be a total of one (1) winner during the Competition Period (as per clause 5). The nominated winner will receive a gift card valuing $150.
  2. Any images used to promote the Prize is for information only. There is no cash alternative instead of the Prize. The Prize is not transferable or exchangeable.
  3. The winner of the Prize for will be selected by a panel of representatives from BizCover (“Panel”). At the end of the Competition Period, the Panel will select a Winner from the entries received during the Competition Period in accordance with clause 5. The winner will be the entry determined by the Panel to be the best, based on the creativity of the answer provided to the question in clause 6(a). The Panel’s decision is final and binding and no correspondence will be entered into. The winner will be announced on the BizCover Facebook Page (https://www.facebook.com/BizCovernz/) on Wednesday 14 February and will be contacted via Facebook message and their details, including their name and location, may also be posted elsewhere online, at BizCover’s discretion. Every reasonable effort will be made to contact the Winner via Facebook. If a Winner does not respond to BizCover as instructed in their notification message within a week of the date from which they were notified, the Prize will revert to BizCover and may be awarded to the next best eligible entrant who satisfies the Competition requirements.
  4. By participating in the Competition, each entrant consents to BizCover collecting and processing the personal information they submit to BizCover, for the purpose of administering the Competition and in accordance with BizCover’s privacy policy located at https://www.bizcover.co.nz/privacy/ . BizCover will only share personal information with third parties, such as service providers and suppliers, as is necessary and for the sole purpose of administering the Competition. Entry is conditional on providing the requested personal information. The Privacy Policy also contains information about how entrants may opt out, access, update or correct their PI, how entrants may complain if they believe their privacy rights have been infringed and how those complaints will be dealt with. All entries become the property of BizCover.
  5. Except as otherwise required by applicable law, BizCover is not responsible for any loss or damage associated with an entrant entering into this Competition, the conduct of the Competition or the provision or otherwise of any aspect of any Prize or any act or omission of any other person or party, and all warranties, conditions and representations (of any kind) not expressly set out in these terms and conditions are hereby excluded.
  6. Subject to any applicable laws, BizCover may terminate these terms and conditions, the Competition or any Prize if an entrant does not comply with any of these terms and conditions or are unlikely to do so, if BizCover decides in its absolute discretion to withdraw the Competition before any winners are notified, or thereafter if any circumstances beyond BizCover’s reasonable control prevent or restrict BizCover or any other person or party from providing the Prize or any aspect of the Prize.
  7. An entrant may not assign or transfer their rights or obligations, or subcontract their obligations, under these terms and conditions, such as giving a Prize to anyone else, without BizCover’s prior written consent. BizCover may assign or transfer its rights or obligations, or subcontract its obligations, under these terms and conditions without an entrant’s consent.
  8. If any provision of these terms and conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision and the other provisions of the terms and conditions will remain in full force and effect.
  9. If any provision of these terms and conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision and the other provisions of the terms and conditions will remain in full force and effect.
  1. Entry and continued participation in the Competition is dependent on entrants following and acting in accordance with the Facebook Statement of Rights and Responsibilities, which can be viewed at www.facebook.com/terms.php. This Competition is in no way sponsored, endorsed or administered by, or associated with, Facebook. Entrants understand that they are providing their information to BizCover and not to Facebook. The information an entrant provides will only be used for the purposes outlined in these Terms and Conditions. Any questions, comments or complaints about this Competition must be directed to BizCover and not to Facebook. Facebook will not be liable for any loss or damage or personal injury which is suffered or sustained by an entrant, as a result of participating in the Competition (including taking/use of a prize), except for any liability which cannot be excluded by law.
  1. If this Competition is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of BizCover, including but not limited to technical difficulties, unauthorised intervention or fraud, BizCover reserves the right, in its sole discretion, to the fullest extent permitted by law (a) to disqualify any entrant; or (b) to modify, suspend, terminate or cancel the Competition, as appropriate.
  1. Incomplete or indecipherable entries and entries that do not comply in full with these Terms and Conditions will be disqualified.
  1. BizCover reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and reserves the right, in its sole discretion, to disqualify any individual who BizCover has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the Competition. Errors and omissions may be accepted at BizCover’s discretion. Failure by BizCover to enforce any of its rights at any stage does not constitute a waiver of those rights. BizCover’s legal rights to recover damages or other compensation from such an offender are reserved.
  1. If there is a dispute as to the identity of an entrant, BizCover reserves the right, in its sole discretion, to determine the identity of the entrant.
  1. BizCover reserves the right to substitute the Prize (or any part thereof) for a prize or prizes of equivalent or greater monetary value if this is necessary for reasons beyond its reasonable control. If a winner does not claim a Prize by the time specified by BizCover, the Prize will be forfeited.
  1. Any cost associated with accessing Facebook is the entrant’s responsibility and is dependent on the Internet service provider used.
  2. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Consumer Guarantees Act 1993 or similar consumer protection laws of New Zealand(Non-Excludable Guarantees). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, BizCover (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Competition.
  1. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, BizCover (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under BizCover’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by BizCover) due to any reason beyond the reasonable control of BizCover; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (g) taking/use of and/or participation in a Prize.
  1. Entrants agree that they are fully responsible for any materials they submit via the Competition including but not limited to responses to the promotional question (“Content”). BizCover shall not be liable in any way for such Content to the full extent permitted by law. BizCover may remove or decline to publish any Content without notice for any reason whatsoever. Entrants warrant and agree that:
  1. they will not submit any Content that is unlawful or fraudulent, or that BizCover may deem in breach of any intellectual property, privacy, publicity or other rights, defamatory, obscene, derogatory, pornographic, sexually inappropriate, violent, abusive, harassing, threatening, objectionable with respect to race, religion, origin or gender, not suitable for children aged under 15, or otherwise unsuitable for publication;
  2. their Content shall not contain viruses or cause injury or harm to any person or entity;
  3. they will obtain prior consent from any person or from the owner(s) of any property that appears in their Content;
  4. the Content is the original work of the entrant that does not infringe the rights of any third party;
  5. they consent to any use of the Content which may otherwise infringe the Content creator’s/creators’ moral rights pursuant to the Copyright Act 1994 and warrant that they have the full authority to grant these rights; and
  6. they will comply with all applicable laws and regulations, including without limitation, those governing copyright, content, defamation, privacy, publicity and the access or use of others’ computer or communication systems.

 

Without limiting any other terms herein, the entrant agrees to indemnify BizCover for any breach of the above terms.

  1. As a condition of entering this Competition, each entrant licenses and grants BizCover, its affiliates and sub-licensees a non-exclusive, royalty-free, perpetual, worldwide, irrevocable, and sub-licensable right to use, reproduce, modify, adapt, publish and display their entry (which shall include Content) for any purpose, including but not limited to future promotional, marketing or publicity purposes, in any media, without compensation, restriction on use, attribution or liability.
  1. Entrants consent to BizCover using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this Competition (including any outcome), and promoting any products manufactured, distributed and/or supplied by BizCover.

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