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How much does Public Liability Insurance cost?

... known as General Liability or Broadform Liability, Public Liability insurance is an essential form of cover for almost every type of business, from trades and services industries to white collar professionals and office ...

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Public Liability Insurance

... legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation ...

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What does Public Liability Insurance Cover?

... and you accidentally cause property damage, you face the risk of legal action. Public Liability Insurance ... in a bag to keep them secure. It was dawn and the participants were too focused on their activities to notice the ...

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What is Public Liability Insurance?

... Liability Insurance Claim Example What is Public Liability Insurance? Public Liability insurance protects you and ... customers or the general public should have Public Liability insurance ; Could this happen ...

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Insurance Options for Retailers

... Liability insurance policies include cover for Product Liability cover. Money and Theft cover* Part and ... in transit to or from your store or in your professional custody. While you may take all the right measures ...

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Insurance for Photographer

... Insurance for Photographers Public Liability* Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and ... . Public Liability insurance also picks ...

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Bizcover and Nutrition Society of NZ

... Business Insurance at an additional cost to protect against material damage losses suffered due to an unexpected event, like fire, storm, theft, natural disasters and accidental damage. ; Professional Liability Package ...

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BizCover and Reflexology NZ

... Reflex . ; What is covered? The package includes cover for Professional Indemnity and Public Liability. Professional Indemnity Protects against financial loss for claims arising from negligent acts ...

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Do I need Public Liability Insurance?

... a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can provide protection for you and your business if a customer, member of ...

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Insurance for Engineers

... face legal liability challenges from their clients. As a professional you have ... and the general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities ...

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Insurance for Architects & Designers

... 's professional indemnity insurance offer covers occupations such as: Architect Interior designer Public Liability Do you need it? If you have regular contact with clients, contractors and the general ...

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Insurance for Cleaners

... Business Insurance for Cleaners Public Liability Insurance* Public Liability insurance is ... equipment ( or general property ) insurance can cover you for loss and damage to specified ...

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Insurance for Plumbers

... for property damage flush your business away by not having Public Liability insurance. As a plumber it is a vital form of cover that protects you and your business against claims which arise from third party property ...

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Insurance For Cafés and Restaurants

... P ublic L iability insurance and G lass insurance before signing a lease. ; Insurance for cafés and restaurants Public Liability* Public Liability insurance is  designed to ...

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BizCover and NZ Retail

... Statutory Liability Statutory Liability** insurance protects you, your retail business and your ... page is general only and should not be relied upon as advice. Before deciding to purchase a new insurance policy, ...

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It's Time for an Insurance Health Check!

... and your level of exposure increases you may need to consider increasing the level of public liability insurance ... business is insurance fit for the upcoming challenges your business faces! This is general advice only. ...

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Cyber Insurance - Is it worth it?

... ), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan. This is general advice only.

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Insurance for IT Professionals

... to claims of property damage or injury caused to others. Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the ...

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Statutory Liability Insurance

... responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional breaches of New ...

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Employers Liability Insurance

... all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a ...

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Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...

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What does Public Liability Insurance Cover?

... Liability insurance? While Public Liability insurance covers your business for claims of negligence, you still need to take responsibility and ensure your business operates in a professional manner. Public Liability ...

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What is Professional Indemnity Insurance?

... re all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, you do ... . The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly, ...

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Professional Indemnity Insurance

... legal costs of defending yourself could seriously affect your business. Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such claims, including the costs ...

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Do I need Professional Indemnity Insurance?

... Indemnity policy not only covers your actions but also those of your and employees. Professional Indemnity insurance provides a financial safeguard, so you can go about your day with confidence knowing ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Insurance for Allied Health Professionals

... business insurance. As an allied health professional, ... Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers Allied Health Professionals for their legal liability ...

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Insurance for Personal Trainers

... making sure you have the right business insurance in place. Let the energetic team at ... Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package Getting people into shape and ...

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Insurance for Immigration Advisers

... Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...

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Insurance for Shop Owners

... often require tenants to maintain Public Liability insurance and Glass insurance. There may also be a requirement ... in the provision of your professional service or advice. PI Insurance will also assist with the legal ...

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Insurance for Mortgage Brokers

... Insurance for Mortgage Brokers Professional Indemnity Insurance Professional indemnity insurance protects professionals, like Mortgage Brokers, who offer advice and ... insurable event. Cyber Liability Data is an ...

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Insurance for Hairdressers

... professional seeks to provide the most competent services, sometimes things can go wrong. Some of the risks and liabilities ... range of insurance products to cover many types of risks and liabilities, meaning that ...

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Insurance for Real Estate Agents

... buyers and ... professional duty. This may include the sale of real estate, poor property management, allegations of misleading or misrepresentation or a breach of statutory rules. Public Liability This insurance ...

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Insurance for Consultants

... without risk. That's why Professional Indemnity (PI) insurance is designed to provide the ... Liability insurance is designed to protect your business against the costs and legal expenses if your network is hacked and ...

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Insurance for Accountants & Tax Agents

... $1.81 per day. ; Insurance for Accountants and Tax Agents Professional Indemnity Accountants and Tax Agents require professional indemnity insurance to comply with professional association requirements (e.g ...

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Retailer Insurance

... commercial landlords require the tenant to have both public liability insurance and glass insurance before signing a lease. ; Insurance for Retailers Public Liability If you are in business you have a potential ...

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Insurance for Beauty Salons

... ugly mess – and not the type a tad of concealer can fix. Professional Indemnity Insurance is designed to ... accidents do happen, and damage can be expensive to fix. Public Liability Insurance provides peace of mind ...

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Insurance for Painters

... usually cover only the insured and their employees, not subcontractors. ; Insurance for Painters Public Liability Public Liability is perhaps the most important insurance option for painters to consider ...

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Insurance for Bookkeepers

... the Value of Assets & Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance for a number of ...

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Insurance for Handyman

... Zealand insurers. A few clicks are all it takes to get the best public liability cover and complete peace of mind. Business Insurance The success of your handyman business depends as much on your skills as your tools ...

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Insurance for Recruitment Consultants

... policy provides cover for claims made during the period of insurance in respect of professional services provided after the retroactive date, subject to the terms and conditions of the policy in place at the time. The ...

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Insurance for Tradesmen

... can result in many thousands of dollars damage. ; Insurance for Tradesmen Public Liability Don't get stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to ...

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Insurance for Travel Agents and Tour Operators

... you should declare your earnings and not gross ticket prices. ; Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides essential financial protection ...

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Bizcover and Massage NZ

... it covers The package includes cover for Professional Indemnity, Public Liability, Statutory Liability and Employers Liability. Professional Indemnity Protects against financial loss for claims arising ...

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BizCover and Boost Your Business

... Professional Indemnity Insurance Protects your business and your staff against any financial losses or legal action taken against your business for services or advice you have provided. Public Liability Insurance ...

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BizCover and PriceMe

... Public Liability Insurance Protects you and your business from third party legal claims for property damage or personal injury not covered by the ACC that arise due to your business operations. Professional ...

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What does business insurance cover

... earthquake* * Portable Equipment * Porta ble Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your ...

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Do I need Business Insurance

... business *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied ...

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What is Business Insurance

... . * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.  The information contained on this web page is general only and should not be relied ...

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Reviews related to general liability and professional liability insurance

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • Very good and it is helpful

    Rafey Shamas
    Television Antennae Installation

  • Great service, quick and easy to apply

    Fiona Morrison
    Retail

  • Prompt and efficient

    Helena Coolen
    Entertainment

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • Quick and easy renewal. Thanks

    Ray Gesta
    Allied Health

  • Easy renewal process and very quick.

    Odette Wood
    Allied Health

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Fast friendly and very good service thank you

    Gerald Eaton
    Allied Health

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • Informative and timely.

    Nicola Dunham
    Allied Health

  • Helpful and friendly

    Doreen O'Sullivan
    Allied Health

  • Excellent and efficient

    Angela Paul
    Allied Health

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Was an easy experience to update and re new policy

    Jamie Ewen
    Information Technology

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Independent feedback from our customers rated our service at excellent.

Get the cover that’s right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?