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Do I need Public Liability Insurance?

... much needed protection against unforeseen costs, such as compensation and legal fees. Without having Public Liability insurance, your business is at risk of having to pay in full damages in the event it is found ...

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How much does Public Liability Insurance cost?

... to calculating the cost of your Public Liability insurance. Businesses that are considered to have a higher ... is often due to the number of claims each insurance company has received for each specified occupation. Below is ...

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What does Public Liability Insurance Cover?

... considers the legal defence costs alone, these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...

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What is Public Liability Insurance?

... by the court. With the right Public Liability cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! ; ; ...

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Public Liability Insurance

What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the ...

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What does Public Liability Insurance Cover?

... need Public Liability insurance? Public Liability insurance is designed to protect businesses from the ... covered by Public Liability insurance? While Public Liability insurance covers your business for claims ...

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Insurance Options for Retailers

... risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart ... daily tasks of running your business. Cyber Liability insurance is designed to help protect ...

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Statutory Liability Insurance

... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...

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Employers Liability Insurance

... Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects ...

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Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...

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Insurance For Cafés and Restaurants

... Insurance for cafés and restaurants Public Liability* Public Liability insurance is  designed to provide protection for you and your food business ... Statutory Liability : covers the company, ...

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Insurance for Personal Trainers

... when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do ... ; Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package ...

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Insurance for Plumbers

... of Public Liability insurance. ; Insurance for Plumbers Public Liability Don't risk letting an expensive claim for property damage flush your business away by not having Public Liability insurance. As a ...

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Insurance for Tradesmen

... stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental injury ...

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Insurance for Cleaners

... asset risk if things go pear shaped. ; Business Insurance for Cleaners Public Liability Insurance* Public Liability insurance is an important type of cover for cleaners ...

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Insurance for Handyman

... . A few clicks are all it takes to get the best public liability cover and complete peace of mind. Business Insurance The success of your handyman business depends as much on your skills as your tools, some of which ...

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Insurance for Painters

... or otherwise. Defending against such claims can prove expensive. Public Liability Insurance protects your business against such claims. Business Insurance As a painter, your tools are essential to your job ...

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Insurance for Photographer

... General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in ... for it to be covered by your insurance. ; *As with any insurance, cover will be subject to the ...

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Cyber Insurance - Is it worth it?

... less expensive), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan. This is general ...

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Insurance for IT Professionals

... of your business but could also take a toll on your business' reputation. Cyber Liability Insurance covers the ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...

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Insurance for Mortgage Brokers

... company. Cyber liability helps you safeguard your business against data breaches, computer hacking, and other forms of cybercrime covered under your policy. Statutory Liability Statutory liability insurance helps ...

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Insurance for Accountants & Tax Agents

... ? Or do you provide an in-home service? If yes, then Public Liability Insurance is a vital type of insurance to protect your business against financial losses arising from claims of third party accidental damage to ...

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Insurance for Architects & Designers

... breaches. Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs, fines and penalties, investigation and data recovery costs, business interruption costs and PR/crisis ...

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BizCover and Boost Your Business

... business. We have teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies ... . Cyber Liability Insurance Protects your business against the ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Help Protect your small business' reputation

... alone (1). . If your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by ... https://blogs.business.microsoft.com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz/ This is ...

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Retailer Insurance

... premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance Fire, extreme weather, natural catastrophes like earthquakes and vandalism are just some of ...

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Insurance for Hairdressers

... can go wrong. Some of the risks and liabilities include injury to a customer, supplier or member of ... insist on you having public liability insurance. Business Insurance Your business assets are as critical as ...

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Insurance for Engineers

... business. Some large projects might insist on Public Liability being in place before you go on site. Business Insurance Most businesses ... typically be covered by a Statutory Liability policy. The policy covers your ...

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Insurance for Allied Health Professionals

... us to look after your business insurance. As an allied health ... business, or if you visit their premises, you should seriously consider taking out public liability insurance for your protection. ; Claim example A yoga ...

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Insurance for Shop Owners

... resulting in a claim. Of course, all small businesses have their own inherent risks. Customers, suppliers, contractors ... business and that's where Public Liability insurance comes into play. Public Liability insurance is ...

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Insurance for Beauty Salons

... you not only has the potential to financially devastate your business, but it can turn your reputation into an ugly mess ... can be expensive to fix. Public Liability Insurance provides peace of mind against claims made ...

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Insurance for Consultants

... business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/ ; Insurance ... to your business' reputation. Cyber Liability insurance is designed to protect your business against the ...

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It's Time for an Insurance Health Check!

... levels of cover? For example, if your business is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements ...

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Insurance for Real Estate Agents

... Liability This insurance is an essential component of any business' insurances. It covers your liability ... protection afforded. Business Insurance Business Insurance provides cover for your business assets from ...

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What is Professional Indemnity Insurance?

... business or individual Contractors who work for the government or other organisations whereby insurance ... of cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly, the ...

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Insurance for Bookkeepers

... easy for you to arrange your business insurance - just a few clicks and ... business of Bookkeeping can include any or all of the following activities: Recording, Monitoring and Tracking the Value of Assets & Liabilities ...

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Professional Indemnity Insurance

... could seriously affect your business. Professional Indemnity Insurance (PI) is designed to ... contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? ...

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What does business insurance cover

... is an important form of cover to consider when insuring the things that keep your business running. Property (Contents) insurance c overs physical loss or damage to your insured contents as a result of an ...

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7 Ways to Grow Sales in a Café Business

... even for a local cafe No, you're not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for coffee is a reflection on themselves. Of course ...

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6 ways your business can go paperless

... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

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5 Money Saving tips for Small Business in NZ

... the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the best ...

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Tips On How To Better Your Business This Year

... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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Introducing Work From Home Insurance

... name (if necessary) No longer worry that your business will be remembered for the wrong reasons, just ... never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only ...

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Insurance for Recruitment Consultants

... conduct of the professional business in the Recruitment Industry. This class of insurance is written on a ... date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a ...

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Insurance for Travel Agents and Tour Operators

... clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can ... Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance ...

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Insurance for Immigration Advisers

... need it? Grow your business with peace of mind. ; Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). ; Insurance for Immigration Advisers ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Reviews related to Business Liability Insurance

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

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Independent feedback from our customers rated our service at excellent.

Get the cover that’s right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?