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Insurance for IT Professionals

... IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals ... . The company's Professional Indemnity policy responded and covered ...

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Insurance for Accountants & Tax Agents

... can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any ... Management/business consulting Accounting software programs Public Liability Do clients ...

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Insurance for Personal Trainers

... any action taken against you for a combination of reasons. It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or damage caused by or arising from an tuition instruction or ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can ... explain what professional indemnity insurance is and ... What is Professional Indemnity Insurance ... Professional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity ... never a good thing. With professional indemnity insurance you do not have ...

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Professional Indemnity Insurance

... arises from an act, omission or a breach of professional duty by you during the course of your business duties ... could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you ...

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Professional Indemnity Claims: when should I notify my insurer?

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How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated and ... that impact the cost of Professional Indemnity insurance. Insurance ... Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why ... As a result, you may also notice an increase with your PI policy premium. The same can be said for the number of ...

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The difference between public liability and professional indemnity insurance

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What is Professional Indemnity Insurance?

... An example of some professions that require PI cover are: health practitioners, IT ... job, we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, you ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

Your clients rely on you for your marketing expertise and advice to help increase their leads and increase their profits. But when things don't go to plan and accusations ... Professional Indemnity * Explained Professional Indemnity (also known as PI ... can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

Your clients rely on you for your marketing expertise and advice to help increase their leads and increase their profits. But when things don't go to plan and accusations ... Professional Indemnity * Explained Professional Indemnity (also known as PI ... can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to ...

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Understanding Insurance, Part Two: Professional Indemnity Insurance

... a living. No matter how professional you may be, all it ... claim. Fortunately, this is where Professional Indemnity insurance can provide protection ... Professional Indemnity insurance. What is Professional Indemnity insurance? Professional Indemnity ... to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were ...

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Insurance for Recruitment Consultants

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Insurance for Bookkeepers

... Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and professionals ... your professional advice. Bookkeepers provide professional advice and could potentially benefit from PI. PI insurance ...

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance ... then Professional Indemnity (PI) Insurance is a must have. It protects professionals against ... In many professions, it is a requirement to hold a PI policy in order to render your services. Each industry has its ...

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Business Risk: What Isn't Covered and Why it Matters

One of the most common issues with Business Insurance is that policy owners often fail to understand what it does protect you against, and the risks that still remain ... liability cover. Professional Indemnity - Professional Indemnity covers professionals who provide ... come in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're covered ...

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Key things to look out for when Growing Your Small Business

There comes a time when every successful enterprise needs to ditch the baby steps, put it all on the line, and take a giant leap forward. At that point, the decisions ... help with managing invoices, or a client services professional to assist clients with their queries. Know your business ... can the odd faulty product. Professional Indemnity ('PI') protects you against financial loss ...

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Insurance for Allied Health Professionals

... to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes ... Health Professionals Professional Indemnity Professional Indemnity (PI) insurance ...

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Insurance for Architects & Designers

... for Architects and Designers Professional Indemnity Professional Indemnity (PI) insurance provides essential ... an adjacent room. Fortunately, the cost of the professional error was paid for by insurers without having to ...

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Insurance for Immigration Advisers

... require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection ...

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Insurance for Travel Agents and Tour Operators

... prices. Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) ... require professional indemnity to comply with professional association requirements, professional standards ...

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What Photographers Need to Know About Business Insurance

The photography industry is an exciting one with no two days ever the same. Whether you work in a studio or you're out and about shooting on location, photography is ... may incur while defending yourself. Professional Indemnity insurance * No matter how ... work for a claim to occur. Professional Indemnity i nsurance (PI) is designed to protect you and ...

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Insurance for Consultants

... 't come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential financial ... protecting it is paramount. Our comprehensive Professional Indemnity insurance covers a broad range of ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... and leading provider of online professional indemnity insurance, has announced today the ... years), BizCover.co.nz provides professional indemnity< ... two years), BizCover.co.nz provides professional indemnity insurance for over 100 different professions from ... them by simplifying the process of getting professional indemnity insurance. Our fast and cost effective ...

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BizCover expands its insurance offer and launches a new look

... customers to compare and buy professional indemnity and business insurance online Sydney ... and leading provider of online professional indemnity ... Australian customers to compare and buy professional indemnity and business insurance online Sydney, Australia ... to compare, select and buy the right professional indemnity and business insurance in a more accurate, ...

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Understanding the risks for Real Estate Agents

In the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection ... acts, errors and omissions from professional ... stipulates a minimum of $1m cover for professional indemnity but the level of cover must be sufficient ... a real estate agent can cover with a professional indemnity policy such as allegations of misrepresentations, giving ...

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Insurance for Engineers

... face legal liability challenges from their clients. As a professional you have a duty of care to your clients. ... for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and ...

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Insurance for Mortgage Brokers

... allegation can be made against even the most careful professionals, leaving the business in a difficult position should ... cost of any claim made against you. Professional indemnity cover allows your business to operate with ...

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Massage Therapy Insurance: here's why you need it!

... should hold and maintain a Professional Liability Insurance package. #1 Protect ... ... even an allegation of professional misconduct. Professional Indemnity insurance provides essential protection ... a safe workplace. #5 Maintain a professional standard and protect your reputation Whilst insurance may ...

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Insurance for Beauty Salons

... Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity ... a tad of concealer can fix. Professional Indemnity Insurance is designed to protect your ...

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Insurance for Real Estate Agents

... Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance is designed to protect ... theft, fire and natural disaster. It also provides indemnity for any loss of revenue incurred by your Real ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... consider: Professional Indemnity Insurance If your business provides a professional service or ... human and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there ... services for a large corporation or the government, they may require you to have Professional Indemnity cover. Make sure your policy stays relevant and on the move It's wise to review and update your coverage ...

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Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead think of it as a protection plan, protecting your livelihood should an unforeseen (and rather costly) event ... you'll find certain types of insurance is required. For example you'll find Professional Indemnity might be compulsory if you are part of a professional association. If you rent your premises, public liability may be a ...

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How much does Public Liability Insurance cost?

... from trades and services industries to white collar professionals and office based occupations. It is designed ... have negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer ...

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Insurance by Professions

... Professions BizCover understands the insurance needs of professionals, which is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance ...

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4 Areas You May Not Have Thought Business Insurance Covers

You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, ... a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a legal claim ...

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It's Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... to wait until your policy anniversary for your Limit of Indemnity to be restored and to make a new claim.. ... means that after your two claims, your Limit of Indemnity will be restored once more, allowing for future claims ...

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How to protect your small business from cybercrime

Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... security is generally weaker: do you manage your own IT systems or do you outsource it to a professional IT consultant or company? What security measures have you put in place to protect your systems, for example ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... 'tick in the box compliance' are often statements we hear.” Caroline is a Privacy and Security Risk professional who has over 10years experience in both the public and private sectors with previous experience which ...

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7 Ways You Can Protect Your Business and Personal Information Online

The world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... be easily viewed. There are many easy to obtain programs, known as Packet Analyzers or Packet Sniffers , ... network. A secure connection means that these types of programs aren't able to just see everything you send. ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... blown away by the dedication, sacrifice and commitment these unsung heroes' put into their work and the BizGiver program aims to remove some of the simple barriers to growth that business owners face every day,” states ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing ... About BizGiver Each Spring and Autumn, the BizGiver program grants the wish of one small business owner ... BizCover Founder and Managing Director, Michael Gottlieb. “This program is just one way we aim to give back to ...

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Public Liability Insurance: 5 Tips for choosing the best policy for your business

If you're a sole trader or small business owner, protecting your business and your customers with Public Liability insurance is one of the most important aspects. It ... the requirements of your industry association, professional memberships, and contractual agreements Be aware of ... There are also many industry associations and professional memberships that require a minimum level of ...

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Tips for making a Stress-Free Claim for your business

In the aftermath of a disastrous event, we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim ... receipts will assist when it comes to claim time. If you can, store these images on a secured cloud-based program which can be accessed off-site. Up-to-date financials: keeping an up-to-date account of your business ...

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Tips On How To Better Your Business This Year

With 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... all your systems are up to date, especially anti-virus programs. If your business has IT policies and procedures, it ... . Solutions to save: there are plenty of programs and tools that are designed to help your business ...

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Customer Spotlight - 7 glyphs

Here at BizCover we are continually impressed with the diverse range of small businesses we serve. As a result, we can't help but celebrate our customers and their businesses ... so proud to deliver the api, the website and the amazing fitness application @strongherapp with @melissachalmers training program. The app is available on Apple AppStore and Google Play Store built natively for iOS and ...

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Find your business motivation this Easter with these tips

Feel like it's all work, no play? Lost that mojo and spark? As a small business owner, you're not alone when it comes to experiencing motivational burnout. To help get ... Jade Pearlhouse , Professional Ghostwriter and Content ... targets. Our celebrations are always part fun and part professional development. Make a commitment to life-long learning- ...

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7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with ... Getting someone to change their daily routine with % off discounts, 'buy-one-get-one-free' or loyalty programs is really hard. What people love is something for free - no strings attached. For a coffee business, the ...

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5 Networking Tips to Help You Leverage Existing Contacts

Networking is a critical skill for any small business owner or employee looking to advance in a career. However, this term can apply to several types of activities. ... to overlook the ones that already exist. Instead of rushing out to make new contacts through mentor programs or other venues , consider the benefits of converting your existing contacts into leads. Keeping All ...

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Insurance for Hairdressers

... styling to skin care, spray tanning, laser hair removal and other cosmetic services. While every hairdressing professional seeks to provide the most competent services, sometimes things can go wrong. Some of the risks ...

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Conquering Stress and a Heavy Workload

Stress and overworking can affect your overall productivity as a small business owner. Here are some of the best stress-busting techniques for 2019. Some level of stress ... to do something about it. Seek support : Whether it’s talking to your partner, friends, or even a professional coach, have someone you can freely talk to about stress at work. The act of confiding in someone can ...

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Insurance Options for Retailers

Running a retail store can be a complicated business, with no two days ever the same and many different potential challenges. Regardless if you a have gift store or ... lost, stolen or damaged whilst in your store or whilst in transit to or from your store or in your professional custody. While you may take all the right measures to ensure your store is safe, pesky thieves can still ...

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6 ways your business can go paperless

It's no secret that businesses are adopting more sustainable solutions to operate their business, especially when it comes to using the wonders of digital technologies ... – based technologies t here's an endless array of programs to choose from to suit your business and its needs ... . With a little help from Cloud-based programs , meetings can be made paperless. Presentations ...

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Understanding Insurance, Part 3: Business Insurance

In part three of our guide to understanding insurance, we take a look at Business Insurance, the different kinds of cover available and how it can help protect your ... breach of duty arising from an act, error or omission in the provision of your professional services Claims arising from damage to third party property or personal injury Known claims and circumstances ...

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Reviews related to affordable programming professional indemnity

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

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Did you Know?

For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it's wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.

Insurance for IT Professionals

Professional Indemnity Insurance

Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.

IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.

Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:

  • Data Processing/Warehousing Services
  • Education & Training
  • Facilities Management or Outsourcing
  • Hardware Installation, Maintenance and Repair
  • Hardware Sales
  • ISP/Web/Internet Service
  • IT Consultants
  • IT Recruitment & Placement Services
  • Project Management
  • Software Development
  • Software Installation
  • Software Maintenance
  • Software Sales - Customised/Own Developed
  • Software Sales - Packaged/Third Party Software
  • Systems Analysis
  • Systems Audit
  • Systems Integration
  • Telecommunication Services
  • Troubleshooting

Public Liability

Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.

Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..

Business Insurance

Each and every business is different, and that's where Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss, to the breakdown of important electronic equipment and business interruption.

As an IT professional, below are some of the coverages you may want to consider to keep your business as 'all systems running':

  • Building and Contents - if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
  • Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.

Cyber Insurance

Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business' reputation.

Cyber Liability Insurance covers the costs which can be incurred following a data breach or having your system hacked. It typically covers investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.