... any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance? While you may take all the care in the world to create a safe environment, the reality is ...
read more... advice and services you have a duty of care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made against you , having adequate cover in place could ...
read more... or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it comes to ...
read more... is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only ...
read more... another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...
read more... is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only ...
read more... to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good ...
read more... and regardless of the lengths you go to in doing so, it's important to hold Employers Liability insurance. It protects you and your business against settlements or damages, including defence costs, as a result of an ...
read more... of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like ...
read more... , knowing you can confidently go about your work and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the equipment you need to get the job done ...
read more... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...
read more... landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any work for any metropolitan council will require a minimum $2m ...
read more... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business ...
read more... reviewed your current policy in a while, now is the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers ...
read more... security systems are vulnerable to infiltration. However, a good Cyber Liability policy as part of a broader business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to ...
read more... and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get ...
read more... your landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurance to work for them. How would you keep your business going if the worst was to happen? If your ...
read more... you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of cover? For example, if your business is ...
read more... Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense ...
read more... for what you think you are. If you don't understand the technical terms, speak to an insurance professional who can help you understand the meaning. Some policies will also cover: Lost Documents, Fidelity (cover ...
read more... and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a public ...
read more... you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What ...
read more... of court or awarded by the court. With the right Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your ...
read more... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...
read more... of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in operating your business. And let's face it - all ...
read more... by giving BizCover's growing customer base of small businesses and trades the option of buying business insurance online. “We have learned through our interaction with over 10,000 customers, that the online shopping ...
read more... to do it!” Having a large supply of valuable bottles has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected ...
read more... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s ...
read more... off your day by setting reminders and scheduling those important tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are some of the impressive capabilities these devices can perform ...
read more... ensure that in the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain customers ” Find out more about TwoBlackLabs here .
read more... to the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the ...
read more... customers struggling to keep their doors open . We did what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small ...
read more... butcher shop, your favourite café or the nation's leading social media agency, we can look after their insurance needs. Today we're looking at one of our most distinguished customers, Mosh . Based in Auckland, Mosh ...
read more... in which they are being impersonated by scammers. As they say, prevention is better than cure, and that's where Cyber Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability ...
read more... all of these things but if it is too overwhelming it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval ...
read more... however, are always finding new sophisticated ways to access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against data breaches after being hacked or having your customer ...
read more... NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks or a ...
read more... or employee can make a wish for their business, and they need not be a policy holder with BizCover's insurance service to win. “So much of BizCover's success is due to the small business community, who have embraced ...
read moreIn the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions from professional services provided. The ...
read more... a phone call away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not ...
read more... when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there is nothing worse than being underinsured when ...
read more... , you'll smile together. THE UPS AND DOWNS Insurers don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a chance to focus ...
read more... individuals. In the past it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it. Cover starts from as little as $85 ...
read more... and there is a huge risk in playing catch-up with your policies. As your business grows you'll require an insurance package that is as robust as the business it protects and caters to all of its risk factors. The range ...
read more... we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be. Follow these simple tips to help make potential ...
read more... in 2016 alone (1). . If your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and legal costs (which can add up very quickly and become ...
read more... disclose prior known claims or circumstances that may give rise to a claim at the time of taking out your PI insurance, no matter how big or small Do not ignore any inklings or threats a client may have made in regards ...
read more... time and money, while providing choice of insurer. “Eighty per cent of the New Zealand professional insurance market is concentrated amongst three insurers. BizCover's goal is to provide clients with greater choice and ...
read more... could be that you've downsized and can arrange a cheaper premium. The point is that you need to keep your insurance as current and correct as possible so that when you need to make a claim the right coverage is in place ...
read moreFrom the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2021. We'd also like to thank you for your business and support this year. We know ...
read moreIt's no secret that businesses are adopting more sustainable solutions to operate their business, especially when it comes to using the wonders of digital technologies within the workplace. With the ...
read moreHere at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time is there to showcase one of our customers who is a ...
read moreThe origin of Diwali stems from celebrations that would occur to mark the last harvest before winter. In Indian agricultural society, as the end of the financial year would near, people would close their accounting ...
read moreStress and overworking can affect your overall productivity as a small business owner. Here are some of the best stress-busting techniques for 2019. Some level of stress is normal, but too much stress is ...
read moreHere at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there to showcase one of our customers who is big in ...
read moreThis June marks 45 years since the United Nations launched World Environment Day, an initiative raising much-needed awareness of environmental issues across the globe. It's a great opportunity to reflect on how your ...
read moreThree Gems Natural Skincare is a small business based in sunny Nelson, handcrafting natural skin and body care using only pure ingredients - no chemicals, water or fillers. The founder of Three Gems, Louise Routledge, ...
read moreNetworking is a critical skill for any small business owner or employee looking to advance in a career. However, this term can apply to several types of activities. When people focus on developing a network of ...
read moreThe digital age has provided just about everybody with a platform. The internet is the most sophisticated communication tool ever devised — but business owners who want to leverage its power need to familiarise ...
read moreBased out of the town of Taupo in the North Island, is Provo Plastering Limited. For 2 and a half years now, Helen and her husband Jonathan have been running their own GIB stopping and plastering business out of their ...
read moreJust like any other marketing channel, email marketing has its own set of best practices. Whether you're sending welcome emails, segmenting your lists, or personalising your messages, you're probably utilising email ...
read moreFor many café owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with advertising, in my opinion, it's the wrong place to ...
read moreFeel like it's all work, no play? Lost that mojo and spark? As a small business owner , you're not alone when it comes to experiencing motivational burnout. To help get through those rough patches when you're ...
read moreHere at BizCover we are continually impressed with the diverse range of small businesses we serve. As a result, we can't help but celebrate our customers and their businesses. Today we're looking at the leading mobile ...
read moreBased out of Hamilton, on the banks of the Waikato River, Hannah McCreery runs Two Sides , a boutique copy and content writing business. Two Sides works with businesses, agencies and non-profits, helping them find ...
read moreToday we're looking at one of our customers who are responsible for elevating the arts and culture scene in Wellington to new heights. Directors Claire Mabey and Andrew Laking formed the production company, Pirate & ...
read moreThis week we're shifting our attention from the cafés and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation) and their aim is to teach self-defence ...
read moreThe winner of our bi-annual competition, BizGiver, is Elly Rodrigues - the owner of Ninja Fitness! For a little over a year now, in the small township of Ruakaka, in the Whangarei District, Elly Rodrigues has been ...
read moreFrom the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2019. We'd also like to thank you for your business and support this year. We know ...
read moreToday, for our Customer Spotlight, we're looking at MOA Bakery, Cakery, a small retail and wholesale bakery that specialises in vegan, gluten free, and refined sugar free foods with a healthy twist. They make raw ...
read moreHere at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at Auckland-based advertising agency, The Goat Farm. ...
read moreWe are all about small business here at BizCover. We love getting the chance to witness exciting and unique ideas come to fruition in the form of a new business. Our way of giving back to the small business community is ...
read moreToday is the day all coffee lovers have marked on their calendars, International Coffee Day. To celebrate we're taking a look at one of our customers who exudes a love and passion for coffee, Third Wheel Vending. ...
read moreWellington-based new kids on the building block JAW Maintenance, are off to a winning start as receivers of the $2000 BizGiver Grant. Can they fix it? Yes, they can! JAW Maintenance is in the business of getting ...
read moreYoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay premises. “I first experienced yoga at the age ...
read moreFrom the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your business and support this year. We know ...
read more... premises a re most likely one of your most valuable assets that you will want to insure. Building insurance c overs your building if it i s damaged as a result of a fire, storm, malicious activity ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... portable property is required to be securely stored for it to be covered by your insurance. ; *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...
read more... potential risk for something to go wrong is a reality. At BizCover we offer a menu of insurance options from some of New Zealand's leading insurers to help you suit your unique food business needs ...
read more... While you 're busy cleaning, let us take care of all the messy bits of searching for cleaner's insurance. In just a few clicks or a phone call you can receive multiple quotes from some of New Zealand ...
read more... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...
read more... for pricing, with each business rated according to their risk factors. Below are some of the factors an insurance underwriter will assess to accurately price a policy: The type of business you run and the industry it ...
read more... size of your retail business. In just a few minutes, you can get back to business, while the insurance cover does the rest. ; Did you Know? Many commercial landlords require the tenant to have both public liability ...
read more... way, a claim could have a devastating impact on your financial situation. Having the right Public Liability insurance in place is vital for helping you stay in business for the long run. Different types of claims ...
read more... you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake which ...
read more... us. Whether it's protection for your business assets or getting your Public Liability sorted, we've got shop insurance options that will give you peace of mind. Providing cover for all kinds of shop owners, you can ...
read more... the judge, make sure it's not costing you an arm and a leg! ; Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional advice or service you have a duty of care to your ...
read more... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go ...
read more... allows for policies to be customised to suit your business. Here are a few examples of how Business Insurance can protect different types of businesses and their areas of risk. Tradesmen on the job Your tools are ...
read more... To further protect your business from the impact of an insured event, consider Business Interruption insurance. Business Interruption insurance can c over for financial loss as a result of an interruption to your ...
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Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
